How do you destroy old statements and bills?

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19 posts

Geek

#1072376 23-Jun-2014 09:25

I take them to work and put them in the document destruction bin.

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SepticSceptic

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#1072430 23-Jun-2014 10:43

Fire, or work document shredder.

You can use a small brazier / fire pit, though paper ash is a damn nuisance unless you wet it down after the burn-off.

Or ripped into small-ish pieces and added to compost bins.

Nothing with identifiable numbers goes out in the rubbish / recycling

Somewaht concerened about bank statements etc being emailed, given the ability of cloud / mail systems to be compromised and intercepted. Probably no less than letter boxes being hijacked, but hmm ....

afe66

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#1072454 23-Jun-2014 11:00

I shred mine with cross cut shredder from DSE.

Might you, the paperwork which I use to file my tax return I keep for a long time.

Doesn't IRD expect records going back 7 years so the 2 year online banking record facility isn't good enough..

A.

richms

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#1072470 23-Jun-2014 11:16

I am now scanning and sending things back for companies that refuse to email them. Just open the end nicely, scan, pop back in and put return to sender on it.

Richard rich.ms

astrae

268 posts

Ultimate Geek

#1072479 23-Jun-2014 11:24

We no longer have a fire at home so I take them to my parents in winter and burn it in their fire.

rayonline

1734 posts

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#1072482 23-Jun-2014 11:29

we use a metal container with a open lid and burn it in the backyward.

nigelj

856 posts

Ultimate Geek

#1072504 23-Jun-2014 11:42

rayonline: i burn mine ... envelope and pamphlets can be dumped though. 3yrs not that much. i did that before but now i burn them each 6 months.

on a related note - is it ok to receive statements via the email ie - Gmail (attachment). that is what Kiwibank does so if Gmail is hacked they see the whole CC number your name and address.

Are you sure that it's the CC number?

I know I tried to be smart once when I got my first credit card at 18, and pointed out to NBNZ that they'd printed my full CC number on the statements, then they pointed out, that there were several numbers different somewhere. (i.e. two very similar, same length numbers, one was CC number, one was Account number). They gave me credit for been observant though.

As for OP, stuff I can't reproduce by downloading online copies of, I scan (got to love having a scanner w/ ADF), then everything goes through a shredder, or into the 'burn box' for winter open fire season.

rayonline

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#1072510 23-Jun-2014 11:50

Yes with the Kiwibank email - they send you a PDF version of the mail-out statement. The entire credit card number is displayed. 4x 4 digits. Just the expiry date is not displayed. Just went to my Gmail and checked it.

With BNZ GlobalPlus - no email, you have to log on securely but with the mail-out statement all the numbers are displayed also.

richms

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#1072519 23-Jun-2014 12:02

Well they put the number on a piece of plastic you have to give to people so they clearly don't care too much about it.

Richard rich.ms

Gilco2

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#1072524 23-Jun-2014 12:08

I just rip them up in tiny pieces and throw the pieces in different bags. I am sure no one will spend hours going through all the bags trying to match tiny pieces up.

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DarthKermit

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#1072530 23-Jun-2014 12:16

I chuck 'em in the shredder weelie-bin at work.

Whatifthespacekeyhadneverbeeninvented?

nzkiwiman

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#1072534 23-Jun-2014 12:27

Either a) Fire or b) Document Destruction bin at work

NonprayingMantis

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#1072537 23-Jun-2014 12:39

rayonline: Yes with the Kiwibank email - they send you a PDF version of the mail-out statement. The entire credit card number is displayed. 4x 4 digits. Just the expiry date is not displayed. Just went to my Gmail and checked it.

With BNZ GlobalPlus - no email, you have to log on securely but with the mail-out statement all the numbers are displayed also.

So what's the problem with that? It's not like anybody can do anything if they have your credit card number.

They would have to guess the expiry date, and then even if they had that they couldn't make a 'card not present' purchase because they also need to CVC number from the back of the card.

Sideface

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#1072656 23-Jun-2014 14:46

Shred > bucket of water > mush > bin

Wet shredded paper is very hard to read or repair.

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Kyanar

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#1073101 24-Jun-2014 09:01

NonprayingMantis:
rayonline: Yes with the Kiwibank email - they send you a PDF version of the mail-out statement. The entire credit card number is displayed. 4x 4 digits. Just the expiry date is not displayed. Just went to my Gmail and checked it.

With BNZ GlobalPlus - no email, you have to log on securely but with the mail-out statement all the numbers are displayed also.

So what's the problem with that? It's not like anybody can do anything if they have your credit card number.

They would have to guess the expiry date, and then even if they had that they couldn't make a 'card not present' purchase because they also need to CVC number from the back of the card.

CVV isn't actually mandatory yet. That's coming... this year I think. The rules with it until that change occurs is that "if present, CVV must match. If not present, approve without"

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