Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


7830 posts

Uber Geek
+1 received by user: 782

Subscriber

Topic # 150700 31-Jul-2014 10:39
Send private message

I saw this allot when in Ozz last week.  It appears as from August 01 that if you don't have a PIN with your credit / debit card you won't be able to use it in Ozz.  Signatures no longer  allowed.
Any idea if this is going to be implemented here?    Also as the likes of Prezzy cards don't use a PIN,   From the Preezy card site "When you are present and pay for a purchase, swipe your card through the EFTPOS machine and press ‘credit’. There’s no PIN so you need to sign the receipt."   Guess you can't use that in Ozz as well..




Regards,

Old3eyes


View this topic in a long page with up to 500 replies per page Create new topic
 1 | 2 | 3
313 posts

Ultimate Geek
+1 received by user: 75


19282 posts

Uber Geek
+1 received by user: 2600
Inactive user


  Reply # 1099121 31-Jul-2014 10:44
Send private message

About time long time overdue

Doesn't know what he doin
2881 posts

Uber Geek
+1 received by user: 374

Subscriber

  Reply # 1099133 31-Jul-2014 10:52
One person supports this post
Send private message

Should have happened years and years ago. Why have they been holding onto signatures for so long? Is it like the US system where no one wants to switch to Chip + PIN because of the expense apparently?




Bachelor of Computing Systems (2015)

 

--

 

Late 2013 MacBook Pro with Retina Display (4GB/2.4GHz i5/128GB SSD) - HP DV6 (8GB/2.8GHz i7/120GB SSD + 750GB HDD)
iPhone 6S + (64GB/Gold/Vodafone NZ) - Xperia Z C6603 (16GB/White/Spark NZ)

Sam, Auckland 


gzt

9929 posts

Uber Geek
+1 received by user: 1493


  Reply # 1099137 31-Jul-2014 10:56
Send private message

Hmm. Last time I was in UK nearly every pos terminal I used a CC on did not prompt for a pin and requested a signature instead. I'm unsure if the same occurred in Aust.



7830 posts

Uber Geek
+1 received by user: 782

Subscriber

  Reply # 1099161 31-Jul-2014 11:36
Send private message

gzt: Hmm. Last time I was in UK nearly every pos terminal I used a CC on did not prompt for a pin and requested a signature instead. I'm unsure if the same occurred in Aust.

 

It did last time I was there 4 years ago but not last week.  Promted to enter PIN  only




Regards,

Old3eyes


gzt

9929 posts

Uber Geek
+1 received by user: 1493


  Reply # 1099163 31-Jul-2014 11:37
Send private message

Aust or UK?

1212 posts

Uber Geek
+1 received by user: 910

Subscriber

  Reply # 1099229 31-Jul-2014 12:26
5 people support this post
Send private message

Getting rid of signatures for credit cards is about 10 years overdue.





7830 posts

Uber Geek
+1 received by user: 782

Subscriber

  Reply # 1099236 31-Jul-2014 12:34
Send private message

gzt: Aust or UK?

 

Ozz.




Regards,

Old3eyes




7830 posts

Uber Geek
+1 received by user: 782

Subscriber

  Reply # 1099237 31-Jul-2014 12:35
Send private message

dejadeadnz: Getting rid of signatures for credit cards is about 10 years overdue.




That was one of the reasons I ditched my Amex card.   Was no use at a terminal that needed a PIN. 




Regards,

Old3eyes


1212 posts

Uber Geek
+1 received by user: 910

Subscriber

  Reply # 1099370 31-Jul-2014 14:48
2 people support this post
Send private message

I like Amex (and still have one) but only use it on more high risk transactions, knowing (and having experience to suggest) that they are much more likely to be on my side if and when I need to do a charge back or dispute things. However, for day to day use it is next to useless given that many places don't take it and it still requires a signature. I can't be stuffed waiting around to sign something.

On a semi-related topic: NZ's credit card offerings are, as a rule, a total joke. The annual fees are too high and supposed premium offerings like platinum cards are doled out left, right and centre and hence the "rewards" largely suck.



Awesome
4799 posts

Uber Geek
+1 received by user: 1060

Trusted
Subscriber

  Reply # 1099407 31-Jul-2014 15:35
Send private message

I suspect this will be like what happened when they went PIN-only in the UK a number of years back - Overseas cards will be exempt for a period of time.

When I was in the US last year, lots of very new machines didn't have a pin pad at all. Some had fancy touch screens with a stylus to capture the signature electronically tho.

Will likely be enforced locally for local cards, but some flexibility for regional card differences.

I'm in Oz and this has been heavily advertised, yet when I was at the supermarket just 2 days ago both the two people in front of me in the line signed for their purchase on a card. They are screwed come tomorrow if they haven't loaded a PIN.

Everytime I have used signature in the past 9 months or so (Never by choice - usually forced upon me at restaurants etc) I get a pointed email from the bank the next day telling me to stop signing and use my damn PIN!




Twitter: ajobbins


1299 posts

Uber Geek
+1 received by user: 202


  Reply # 1099471 31-Jul-2014 17:04
One person supports this post
Send private message

Wonder what will happen with cards that don't do pins?

Which already mentioned Amex and Prezzy Cards are two of them?, though I don't know why Amex doesn't use pin at eftpos, but does in an ATM.

249 posts

Master Geek
+1 received by user: 23


  Reply # 1099476 31-Jul-2014 17:15
Send private message

The only place in NZ I get regularly hit up for a signature is in restaurants.  As others have said this change is long overdue. 

2467 posts

Uber Geek
+1 received by user: 667


  Reply # 1099480 31-Jul-2014 17:22
Send private message

cant think of the last time i needed to sign for anything... seriously, must have been more than 2 years ago at least.... BUT the new CC i got with a chip in it refuses to be swiped (forced to use chip) and takes AT LEAST twice as long to go though (AND insists on holding the card till the final transaction goes through!)

BUT strangely also has paywave functionality, and will happily charge out upto $80 without ANY authorisation, which I DON'T like, so I guess you just have to suck up whatever the banks feel like doing until eventually you get used to it, or they start only adding the features you ASK for?

1741 posts

Uber Geek
+1 received by user: 587

Trusted
Subscriber

  Reply # 1099504 31-Jul-2014 18:01
One person supports this post
Send private message

FYI Amex does do PIN on their chip cards - at least on the chip cards. My new corporate Amex has a PIN.

 1 | 2 | 3
View this topic in a long page with up to 500 replies per page Create new topic

Twitter »

Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Microsoft Dynamics 365 Business Central launches
Posted 10-Jul-2018 10:40


Spark completes first milestone in voice platform upgrade
Posted 10-Jul-2018 09:36


Microsoft ices heated developers
Posted 6-Jul-2018 20:16


PB Technologies charged for its extended warranties and warned for bait advertising
Posted 3-Jul-2018 15:45


Almost 20,000 people claim credits from Spark
Posted 29-Jun-2018 10:40


Cove sells NZ's first insurance policy via chatbot
Posted 25-Jun-2018 10:04


N4L helping TAKA Trust bridge the digital divide for Lower Hutt students
Posted 18-Jun-2018 13:08


Winners Announced for 2018 CIO Awards
Posted 18-Jun-2018 13:03


Logitech Rally sets new standard for USB-connected video conference cameras
Posted 18-Jun-2018 09:27


Russell Stanners steps down as Vodafone NZ CEO
Posted 12-Jun-2018 09:13


Intergen recognised as 2018 Microsoft Country Partner of the Year for New Zealand
Posted 12-Jun-2018 08:00


Finalists Announced For Microsoft NZ Partner Awards
Posted 6-Jun-2018 15:12


Vocus Group and Vodafone announce joint venture to accelerate fibre innovation
Posted 5-Jun-2018 10:52


Kogan.com to launch Kogan Mobile in New Zealand
Posted 4-Jun-2018 14:34


Enable doubles fibre broadband speeds for its most popular wholesale service in Christchurch
Posted 2-Jun-2018 20:07



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.