Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.




791 posts

Ultimate Geek

Trusted

# 175323 25-Jun-2015 09:31
Send private message

Morning all.

Anyone got lower than 4.89% for 2yrs and $5k cash back?
If so, let me know...need to finalise things by tomorrow.

...."well jimmy got 4.89%, i want 4.89%...."




View this topic in a long page with up to 500 replies per page Create new topic
 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8
579 posts

Ultimate Geek


  # 1331151 25-Jun-2015 09:38
One person supports this post
Send private message

That's pretty sweet. I'd take it!

3344 posts

Uber Geek

Trusted
Vocus

  # 1331163 25-Jun-2015 09:43
Send private message

That's a good deal.  Kiwibank?

 
 
 
 




791 posts

Ultimate Geek

Trusted

  # 1331164 25-Jun-2015 09:44
Send private message


791 posts

Ultimate Geek

Trusted

  # 1331165 25-Jun-2015 09:44
Send private message

ubergeeknz: That's a good deal.  Kiwibank?


Hahaha def not kiwibank,they are useless!!!!


Edit...ASB




1500 posts

Uber Geek

Trusted

  # 1331167 25-Jun-2015 09:50
Send private message

Lowest I got having just refixed with ASB was 4.95% 12 months (4.99 for 6mnth or 2 yrs).  Not really any less than their advertised rates, should've switched banks for the $5k bonus!

3344 posts

Uber Geek

Trusted
Vocus

  # 1331168 25-Jun-2015 09:50
Send private message

BinaryLimited:
ubergeeknz: That's a good deal.  Kiwibank?


Hahaha def not kiwibank,they are useless!!!!
ANZ


Really? That's interesting because I know several people who are switching from ANZ to Kiwibank for the same kind of deal, which ANZ won't match.

2351 posts

Uber Geek

Subscriber

  # 1331171 25-Jun-2015 09:57
Send private message

It all depends on who you talk to and whether they are prepared to push past their limits and seek approval for a lower rate/better deal. 

They don't like to make waves, generally speaking, unless they are getting good business. 




Handsome Dan Has Spoken.

 
 
 
 




791 posts

Ultimate Geek

Trusted

  # 1331173 25-Jun-2015 09:58
Send private message

ubergeeknz:
BinaryLimited:
ubergeeknz: That's a good deal.  Kiwibank?


Hahaha def not kiwibank,they are useless!!!!
ANZ


Really? That's interesting because I know several people who are switching from ANZ to Kiwibank for the same kind of deal, which ANZ won't match.


Sorry, i meant ASB....we just left ANZ after 5+ years ....the amount of break fees we've paid in 4 years to them is sickening.

Kiwibank, i cant do business with them,its too frustrating!

sovereign(asb) and sbs are normally good tho!






791 posts

Ultimate Geek

Trusted

  # 1331176 25-Jun-2015 10:01
Send private message

Handsomedan: It all depends on who you talk to and whether they are prepared to push past their limits and seek approval for a lower rate/better deal. 

They don't like to make waves, generally speaking, unless they are getting good business. 


Guess thats what the mortgage broker is for...






791 posts

Ultimate Geek

Trusted

  # 1331178 25-Jun-2015 10:05
Send private message

Scary.... " Mortgage rates peaked at 20.5% in June 1987."
http://www.rbnz.govt.nz/statistics/key_graphs/mortgage_rates/




1864 posts

Uber Geek

Trusted

  # 1331205 25-Jun-2015 10:27
Send private message

I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.



791 posts

Ultimate Geek

Trusted

  # 1331209 25-Jun-2015 10:30
Send private message

simon14: I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.


Nice! Yeah asb seem like the way to go!




388 posts

Ultimate Geek


  # 1331257 25-Jun-2015 11:12
Send private message

simon14: I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.


Nice. In a very similar position. Off to crunch some numbers :-)

2351 posts

Uber Geek

Subscriber

  # 1331259 25-Jun-2015 11:16
Send private message

BinaryLimited:
Handsomedan: It all depends on who you talk to and whether they are prepared to push past their limits and seek approval for a lower rate/better deal. 

They don't like to make waves, generally speaking, unless they are getting good business. 


Guess thats what the mortgage broker is for...

Absolutely - and it's the reason that they still exist...they can take a lot of the frustration out of getting your mortgage fixed at the right rate, by the right provider. 






Handsome Dan Has Spoken.

3309 posts

Uber Geek

Trusted

  # 1331307 25-Jun-2015 12:30
Send private message

simon14: I got 4.99% fixed for 2 years with ASB and i was already locked into a 3 year fixed rate of 5.65% with 2 and 1/2 years to go.

no break fee or anything, they just swapped me over.

Very happy with ASB.

Ditto. Also, contemplating switching a couple of 5.95% tranches for very reasonable ERA fees.

Rates can't drop much below 4.99%, can they?

I guess I should be pushing for 4.89% but I don't think the bank will feel that my business is worth buying. Worth giving it a go though.

 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8
View this topic in a long page with up to 500 replies per page Create new topic



Twitter and LinkedIn »



Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Ring launches indoor-only security camera
Posted 23-Jan-2020 17:26


New report findings will help schools implement the digital technologies curriculum content
Posted 23-Jan-2020 17:25


N4L to upgrade & support wireless internet inside schools
Posted 23-Jan-2020 17:22


Netflix releases 21 Studio Ghibli works
Posted 22-Jan-2020 11:42


Vodafone integrates eSIM into device and wearable roadmap
Posted 17-Jan-2020 09:45


Do you need this camera app? Group investigates privacy implications
Posted 16-Jan-2020 03:30


JBL launches headphones range designed for gaming
Posted 13-Jan-2020 09:59


Withings introduces ScanWatch wearable combining ECG and sleep apnea detection
Posted 9-Jan-2020 18:34


NZ Police releases public app
Posted 8-Jan-2020 11:43


Suunto 7 combine sports and smart features on new smartwatch generation
Posted 7-Jan-2020 16:06


Intel brings innovation with technology spanning the cloud, network, edge and PC
Posted 7-Jan-2020 15:54


AMD announces high performance desktop and ultrathin laptop processors
Posted 7-Jan-2020 15:42


AMD unveils four new desktop and mobile GPUs including AMD Radeon RX 5600
Posted 7-Jan-2020 15:32


Consolidation in video streaming market with Spark selling Lightbox to Sky
Posted 19-Dec-2019 09:09


Intel introduces cryogenic control chip to enable quantum computers
Posted 10-Dec-2019 21:32



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.