MadEngineer: With Westpac, transfers from my normal account to my credit card seem to randomly be instant, other times take maybe an hour.  mostly there's a delay.

kdn: Hi guys,

Just a quick question for someone that knows for sure. I currently have a westpac account, I need to make a second account at another bank. To make life easy, I would like one that I can transfer money from westpac into that which will show up immediately (or within the hour) Kiwibank and ASB claim they do it, but with the caveat that it depends on the other side too. So just want to know if someone has proven experience.

cheers

Linuxluver: 
Westpac may be slightly delayed as they have to tell the police first. :-/