Bank to bank transfers

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Hammerer

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Reply # 1413068 24-Oct-2015 01:51

The protection from shipping goods before the payment is cleared is to check the "money available" as distinct from the "current balance". They should be the same if all payments are cleared. I've sent Trade Me sales without checking if funds are cleared but thankfully I've had no reversals.

MadEngineer

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Reply # 1413128 24-Oct-2015 11:18

With Westpac, transfers from my normal account to my credit card seem to randomly be instant, other times take maybe an hour. mostly there's a delay.

Kyanar

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Reply # 1413643 25-Oct-2015 20:28

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MadEngineer: With Westpac, transfers from my normal account to my credit card seem to randomly be instant, other times take maybe an hour. mostly there's a delay.

Logout of online banking and in again.

Linuxluver

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Reply # 1416330 29-Oct-2015 19:06

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kdn: Hi guys,

Just a quick question for someone that knows for sure. I currently have a westpac account, I need to make a second account at another bank. To make life easy, I would like one that I can transfer money from westpac into that which will show up immediately (or within the hour) Kiwibank and ASB claim they do it, but with the caveat that it depends on the other side too. So just want to know if someone has proven experience.

cheers

Westpac may be slightly delayed as they have to tell the police first. :-/

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Lias

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Reply # 1416536 29-Oct-2015 22:42

Linuxluver:
Westpac may be slightly delayed as they have to tell the police first. :-/

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richms

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Reply # 1416540 29-Oct-2015 22:48

ANZ even more delayed at the moment going on stories from a couple of friends and a resturant who bank with ANZ and therefore had no eftpos/visa capabilities.

Richard rich.ms

mudguard

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Reply # 1416592 30-Oct-2015 07:59

Pretty sure any amount over $10k is held overnight for AML purposes, well from bank to bank.

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