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neb

neb
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  #2962064 1-Sep-2022 14:35
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frankv:

mudguard:

 

IE to prevent someone depositing money in the wrong account because they got a digit wrong in the account number. 

 

 

There are some checks... I believe that there's a checksum on the digits. So in theory getting a single digit wrong would be picked up. But getting two digits wrong, or transposing 2 digits could through.

 

 

 

 

The account numbers have a check digit in them, typically a mod-11 but it used to vary a bit by bank, which will detect single-digit errors and most transpositions, doubling-up errors, and the like.

Kyanar
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  #2962074 1-Sep-2022 15:09
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neb: Separate reply on a different variation of the issue:

 

By 2030? How about "by 2000, about twenty years ago"?

 

Meanwhile, in Australia, we have realtime payments which allow you to link your email address, mobile number, business registration number to your account so that you never actually have to give out the account number and can port it between banks, and when making payments the name of the account holder you're sending to is displayed, and you can fit a tweet into the description field of the payment.

 

And then CBA (ASB's parent) screws it up by enforcing a 24 hour hold that cannot be bypassed on the first payment to any recipient, making it useless for consumer to consumer purchases like FB marketplace.

 

(Secondary to that, GZ telling me that there were too many quotes in that message simply because the quote contained quotes).


Tinkerisk
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  #2962080 1-Sep-2022 15:21
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We generally use just the IBAN like other 79 countries. The case of fraud described is regrettable, but self-inflicted. An email is like an ordinary postcard - unencrypted, anyone can read it. The transfer was made from a valid account to another valid account (even if it was that of fraudsters). It is not the bank's task to determine whether a transfer is also intended in the sender's sense and, as is well known, there is no cure for stupidity.





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  #2962088 1-Sep-2022 15:43
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neb:

 

The account numbers have a check digit in them, typically a mod-11 but it used to vary a bit by bank, which will detect single-digit errors and most transpositions, doubling-up errors, and the like.

 

Came here to say just that. Saw a Seven Sharp item the other night which had an interview (although that's a generous description) with the Banking Ombudsman about payments to wrong accounts, with comments from the hosts about getting numbers transposed - and she completely failed to mention the fact that a check digit is present.


Journeyman
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  #2962114 1-Sep-2022 16:28
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Mehrts:

 

People that drive 10-20km/h below the posted speed limit for no apparent reason, and there's nowhere to pass them for miles.

The conditions will be clear, the road is fine, they drive a late model car with plenty of up & go, and still.. So slooooow.

 

 

The Albany Expressway is 80km/h. It's got a nice long straight flat section and people plod along at 60km/h 🤬🤬🤬

 

At least stick to the left hand lane to do that. I'm thinking these people lack the confidence in their ability to drive at that speed. If that's the case, they need remedial driving lessons.


neb

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  #2962124 1-Sep-2022 16:46
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Journeyman: I'm thinking these people lack the confidence in their ability to drive at that speed. If that's the case, they need remedial driving lessons.

 

 

Speaking of confidence, people who weave back and forth across both lanes of a two-lane road that have cars parked on the sides. If you have no idea how wide your car is you probably shouldn't be on the road Russian-rouletting a head-on collision.

 

 

That and the fact that far too many roads that were designed for driving, not parking on, are now essentially parking lots, making them single-lane roads.

Behodar
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  #2962129 1-Sep-2022 16:49
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neb: That and the fact that far too many roads that were designed for driving, not parking on, are now essentially parking lots, making them single-lane roads.

 

My street's like that. We had a "town hall meeting" the other day and 30-40 people turned up and bickered for an hour. In summary, we're all in agreement that the street should have yellow lines on it, so long as they're outside someone else's house.


msukiwi
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  #2962143 1-Sep-2022 17:24
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Behodar:In summary, we're all in agreement that the street should have yellow lines on it, so long as they're outside someone else's house.

 

Same here too.... CCC removes parking to put in Cycleways, allows people to add more bedrooms to properties (Primarily student rentals).

 

End result is you now have a property with 6 bedrooms. Minimum of 6 cars that was designed for 1 or 2 cars. 

 

A lot of then can no longer park in their Street (Let alone the ones that can)

 

Add partners / friends cars and there is no parking left for 100m or more from your property!

 

Next door's record is 14 vehicles parked here alone!

 

Or the students with 4 cars, 2 car garage, 2 off Street parks, yet leave the garage empty for parties and park the other 2 on the Street even though we have No Stopping restrictions 8-9 / 2.30/3.30 M-F.

 

Because it is hardly ever policed, they don't care!

 

They would ignore the Yellow Lines anyway!

 

Put a "tow bounty" with a towing contractor and the problem would go away and be actively patrolled!

 

Fire Hydrants would no longer be reserved parking for the entitled either!


Journeyman
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  #2962152 1-Sep-2022 18:28
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I noticed that the whitelist in Adblock plus is now referred to, quite cumbersomely, the "Allowlist". I got to googling and found this:

 

 

 

Allowlist and blocklist are better terms for everyone, let’s use them.

 

This is just stupid. Nobody uses whitelist and blacklist to refer to race. The terms don't have origins in race and nobody mistakes the terms as referring to race. This is the master/slave argument all over again. Pointless policing of language to make people feel good about themselves without actually doing anything. I suppose whitehat and blackhat hackers are next. 


Rikkitic
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  #2962155 1-Sep-2022 18:44
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How about 'dumblist' and 'politically correct craplist for morons who can't tell the difference between colour and race'?

 

This is the kind of stupidity that feeds extreme right-wing anger. It needs to be condemned for its condescending demeaning preciousness and reverse racism.

 

 





Plesse igmore amd axxept applogies in adbance fir anu typos

 


 


neb

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  #2962181 1-Sep-2022 21:54
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Rikkitic:

This is the kind of stupidity that feeds extreme right-wing anger. It needs to be condemned for its condescending demeaning preciousness and reverse racism.

 

 

It's a bit like the invented term latinx, where a bunch of ivory-tower academics decided to fix a problem that wasn't there. When someone actually asked the people affected, a massive three percent of latinos/latinas used the term, and something like 30-40% found it objectionable.

 

 

Another example from some years ago is some state sports team (and since it was the US it'd be what they call football) who were called the Chiefs or the Braves or something similar. It was decided the name had to go because it was racist or sexist or speciesist or whatever. So one of the state newspapers contacted every single native-American group in the state about it and couldn't find a single one that was offended.

 

 

To paraphrase the "what if they had a war and no-one came" question, "what if they had an offensive term and no-one was offended?".

quickymart
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  #2962183 1-Sep-2022 22:00
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Starting to feel like I can't do my job 😕 that's something annoying.


lxsw20
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  #2962363 2-Sep-2022 14:45
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bazzer:

 

lxsw20:

 

I've done it with the name check system in the UK. It adds no issues like you're saying. It simply warns you the name does not match the account you're putting money into and makes you check a box saying you're sure this is the account you want to transfer to.

 

 

Which seems kind of useless depending what the matching is like? I'm assuming the system is smart enough to do partial matches etc and helps if it's a completely different person/account.

 

That system wouldn't even have helped the woman in the article because she had the account correct but had been scammed into using it. I would guess she would get the warning (paying to the builders name) and very carefully check the email etc to make sure she had typed the number correctly and assume it was a name issue. It's a lot of money though, so it's possible it may have prompted her to follow up directly with the builder?

 

 

 

 

You'll never 100% save people from themselves, it's just a step to make you stop think and check.


Geektastic
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  #2962505 2-Sep-2022 22:03
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One of my father’s most common complaints was things being made more difficult for him merely to save stupid people from themselves.





cddt
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  #2962557 3-Sep-2022 11:44
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Journeyman:

 

I noticed that the whitelist in Adblock plus is now referred to, quite cumbersomely, the "Allowlist". I got to googling and found this:

 

 

 

 

You should switch to uBlock Origin.


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