So I am with the ASB Low Interest Rate Credit Card.
I have read a few posts on geekzone that people are collecting the rewards part of the credit card. (so use it like eftpos and then top up when you get paid)
Is this better then having a lost interest rate on your credit card.
Going by the ASB website the low interest rate is 13.5% and the rewards one is 20% (this is on the purchase)
Guess its better for people to go with the rewards if they make the balance $0 every month?