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21613 posts

Uber Geek
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  Reply # 1596558 21-Jul-2016 22:35
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Car worth that little isnt worth their time assessing - they will write them off for being keyed or a smashed window if its not a cheap one to get. The assesment would cost them a few hundred and they know what it is going to come back with from the details you give them from the accident. Basically bad enough to bother making a claim means that its more than a few $100 of repairs so will be over the %age to trigger a write off. There is no future liability for guaranteeing repairs if they just give you cash.


And they wonder why so many people do not bother insuring their cheap cars.


801 posts

Ultimate Geek
+1 received by user: 189

  Reply # 1596564 21-Jul-2016 22:47
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FWIW I had an insurance company undervalue my car by half when I was the innocent person in a car crash. They were horrible to deal with and super intimidating, to the point of lying. They said they by law had to de-register the car as if they already owned it! Anyway, got two more valuations done which doubled the value and they decided to repair the vehicle instead of write it off - amazing how a car goes from being too damaged to safely repair to repairable... I recently deleted the emails from them, it was quite funny (4 years later) to read again.


Anyway, you could get other valuations done, first one would be at your cost and if there is a large gap between the two they wil probably pay for a third.

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