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  Reply # 1631103 15-Sep-2016 16:24
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IIRC applying for multiple credit cards (or is it credit in general?) hurts your credit rating. This may affect your ability to get multiple cards.




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  Reply # 1631540 16-Sep-2016 09:27
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richms:

 

A friend who travelled the US and stayed 1-2 nights at many places found out that a lot of them will manually do the hold on their terminal, and then manually charge you when you leave but not do anything about the hold, so it takes 7 days to drop off. $20000 limit and it hit it.

 

Also dont be suprised when retailers do things that would get you a huge slap from a bank here, like have you write down you card details including the CVV number and other absurdities like keeping the number in a database that all the staff have access to, they just do not care in the US.

 

 

wow. this is something I'd like to avoid. any suggestions? is pre-pay accommodation would make it any easier? do they hold 100% of room rate * number of days in hotel?





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  Reply # 1631544 16-Sep-2016 09:42
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The American Express Air NZ card has no fees (and quite a good earn rate). Probably the cheapest option, if you want to save say $30


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  Reply # 1631569 16-Sep-2016 10:07
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if you prepay for accommodation they will normally still put a hold on your card to cover the mini bar


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