Geekzone: technology news, blogs, forums
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.

310 posts

Ultimate Geek

# 215023 8-Jun-2017 20:22
Send private message

Hi Guys and Gals


Hope someone can help out.


My son has 3rd party insurance on his car as it is a very old Toyota Camry that is not worth much anyway recently  someone back into his car and caused $900 worth of damage.


It was clearly the other drivers fault so he got his details in hope he would sort it out through his insurance


It's now been about 3 weeks and he is mostly ignoring my sons phone calls and when he does answer his phone he is making all sorts of excuses about the claim saying his insurance company does not want to know about it as his car was not damaged.


A few days ago my son rang his insurance and they contacted the guys insurance and they said he has not made any claim at all so he was lying to my son all along.


My sons insurance company also said that if the guy that backed into him does not want do anything about fixing his car or making a claim he does not have to....this seems very unfair.


How some people sleep at night I have no idea.


Any advise would be appreciated.





Now on 2talk Network and it's better.

Create new topic
3885 posts

Uber Geek


  # 1796907 8-Jun-2017 20:27
3 people support this post

Disputes tribunal. Name both the other driver and their insurance company in the claim.

310 posts

Ultimate Geek

  # 1796917 8-Jun-2017 20:37
Send private message

 Thanks for your reply


Did not really want to go down that road but I guess if we have to we have to.


The guy has full insurance it's no skin off his nose to make a claim also my sons insurance


told him that he most properly would not have to pay an excess because his car was not



Now on 2talk Network and it's better.



469 posts

Ultimate Geek

  # 1797824 10-Jun-2017 20:54
Send private message

Unfortunately there's always a loser when it comes to insurance, and 99 times out of 100 it isn't the insurance company.



263 posts

Ultimate Geek

  # 1797825 10-Jun-2017 21:00
Send private message

Check your policy, some third party policies cover you if you can name the driver and he/she admits fault and has no insurance. As the at fault driver has not made a claim he could be classed as uninsured and your 3rd party insurance might cover the damage. Or it might hurry him to make a claim

22339 posts

Uber Geek


  # 1797832 10-Jun-2017 21:29
Send private message

Generally when you choose 3rd party, you are also opting out of any advocacy that insurance companies provide when wanting to claim against other parties.


$900 is probably more than the other guys excess, so no point in involving insurance. Just pop into the court building, fill in the form for a disputes tribunal and then see if they pay.



1514 posts

Uber Geek

  # 1798336 12-Jun-2017 09:45
Send private message

Lodge a Police complaint or try the disputes tribunal. Also contact a lawyer. 

Create new topic

Twitter and LinkedIn »

Follow us to receive Twitter updates when new discussions are posted in our forums:

Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:

Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:

News »

Digital innovation drives new investment provider
Posted 23-Aug-2019 08:29

Catalyst Cloud becomes a Kubernetes Certified Service Provider (KCSP)
Posted 23-Aug-2019 08:21

New AI legaltech product launched in New Zealand
Posted 21-Aug-2019 17:01

Yubico launches first Lightning-compatible security key, the YubiKey 5Ci
Posted 21-Aug-2019 16:46

Disney+ streaming service confirmed launch in New Zealand
Posted 20-Aug-2019 09:29

Industry plan could create a billion dollar interactive games sector
Posted 19-Aug-2019 20:41

Personal cyber insurance a New Zealand first
Posted 19-Aug-2019 20:26

University of Waikato launches space for esports
Posted 19-Aug-2019 20:20

D-Link ANZ expands mydlink ecosystem with new mydlink Mini Wi-Fi Smart Plug
Posted 19-Aug-2019 20:14

Kiwi workers still falling victim to old cyber tricks
Posted 12-Aug-2019 20:47

Lightning Lab GovTech launches 2019 programme
Posted 12-Aug-2019 20:41

Epson launches portable laser projector
Posted 12-Aug-2019 20:27

Huawei launches new distributed HarmonyOS
Posted 12-Aug-2019 20:20

Lenovo introduces single-socket servers for edge and data-intensive workloads
Posted 9-Aug-2019 21:26

The Document Foundation announces LibreOffice 6.3
Posted 9-Aug-2019 16:57

Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.

Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron

Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.