Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.




14 posts

Geek


# 222789 28-Aug-2017 17:43
Send private message

I pretty much buy most stuff from the US. Clothes, tech, audio gear, biking gear and even building supplies. Basically, its generally saves about 25%-50% compared to buying in NZ (the trick is to use a consolidating shipping company to save on shipping costs)

 

The downside, I get hammered on bank transaction fee for an NZ or AU credit card. Paypal isn't a heck of a lot better and some places don't accept it.

 

Has anyone found a smart solution? A US bank account with card would the best but on the surface, it seems unlikely without actually being in the US.

 

 


Create new topic
1775 posts

Uber Geek


  # 1854234 28-Aug-2017 18:22
Send private message

You'd still need to get the funds to USA, which would incur a charge


1139 posts

Uber Geek
Inactive user


  # 1854351 28-Aug-2017 20:31
Send private message

Do you save much on NZ sales/GST tax? And do you have to pay US sales tax?


 
 
 
 


435 posts

Ultimate Geek

Trusted

  # 1854355 28-Aug-2017 20:56
Send private message

gary1001:

 

I pretty much buy most stuff from the US. Clothes, tech, audio gear, biking gear and even building supplies. Basically, its generally saves about 25%-50% compared to buying in NZ (the trick is to use a consolidating shipping company to save on shipping costs)

 

The downside, I get hammered on bank transaction fee for an NZ or AU credit card. Paypal isn't a heck of a lot better and some places don't accept it.

 

Has anyone found a smart solution? A US bank account with card would the best but on the surface, it seems unlikely without actually being in the US.

 

 

 

You could try a Loaded card in USD or Cash Passport in USD however watch the exchange rate, especially with the Cash Passport.

 

Downside is you have to prepay the funds and you miss out on any rewards you could be earning on your credit card.

 

 

 

 

 

 




14 posts

Geek


  # 1855025 29-Aug-2017 23:41
Send private message

 

shk292:

 

You'd still need to get the funds to USA, which would incur a charge

 

 

Bank transfers are relatively cheap. Services like Moneywise or XE normally have reasonable rates with low or no fees.

 

 

DaveB:

 

Do you save much on NZ sales/GST tax? And do you have to pay US sales tax?

 

 

I pay the correct amount of tax in each country.

 

 

 

I'll check out cash passport and other pre-pay cards. I didn't think about that as an option. Thanks.


Mad Scientist
21329 posts

Uber Geek

Trusted
Lifetime subscriber

  # 1855027 29-Aug-2017 23:47
Send private message

Just saw a camera for US3300, and costs NZ6000. Hmm ... any cheap flights to the US ...





Involuntary autocorrect in operation on mobile device. Apologies in advance.




14 posts

Geek


  # 1855029 29-Aug-2017 23:55
Send private message

Yeah, I can imagine a point in the very near future where customers buy directly from manufacturers anywhere in the world. Just need banking to catch up. Go digital currency.  


15559 posts

Uber Geek

Trusted
Subscriber

  # 1855065 30-Aug-2017 07:35
Send private message

Try the Payoneer Card link in the footer of this page. It gives you a US credit card which you can load in various ways. Based on Big Daddy's recommendation (BDFL) I got one and it works well.

 

Payoneer charges a 1% load fee. I tend to load it from Paypal, which doesn't have fees to send money, but there may be fees to get money in there. You can probably load Payoneer directly.

 

Using your NZ credit card makes chargebacks easier. I had my Payoneer card number used once, they were fine about chargebacks and such.


 
 
 
 


28596 posts

Uber Geek

Moderator
Trusted
Biddle Corp
Lifetime subscriber

  # 1855067 30-Aug-2017 07:48
One person supports this post
Send private message

There are no conversion free credit cards in NZ that I'm aware of. Most other countries (Aussie being the closest example) have numerous such cards available.

 

I don't think 2.5% is excessive in the grand scheme of things but you'll have to work out whether using other payment methods to save 1% of so really offers benefits when it's so convenient to simply use a credit card.

 

Somebosdy else above suggested prepaid cards - these are really only of benefit if you're putting money on them and the $ then drops. The rate you'll pay on many of these (The Air NZ one as an exmple) are worse than a regular credit card.

 

 


5574 posts

Uber Geek

Trusted
Subscriber

  # 1855072 30-Aug-2017 08:16
Send private message

Batman:

 

Just saw a camera for US3300, and costs NZ6000. Hmm ... any cheap flights to the US ...

 

 

There are lots of cheap flights to the US. Trumpty-Dumpty and the more aggressive security at the border / airports has suppressed demand somewhat....Many people don't want to go near the place while the Orange One is in the White House.....including many Americans who live in NZ.  





_____________________________________________________________________
If you order a Tesla, click my referral code below to order your car and get free stuff. 

 

My Tesla referral code: https://ts.la/steve52356


5434 posts

Uber Geek


  # 1855120 30-Aug-2017 09:23
One person supports this post
Send private message

Linuxluver:

 

There are lots of cheap flights to the US. Trumpty-Dumpty and the more aggressive security at the border / airports has suppressed demand somewhat....Many people don't want to go near the place while the Orange One is in the White House.....including many Americans who live in NZ.  

 

 

We went through SFO twice earlier this year and there were no issues.  The TSA guy smiled and cracked a joke and said welcome.

 

I've encountered ruder border staff returning home to NZ than I did in the US.

 

Heading to Hawaii in October so I will be interested to see if it has deteriorated. 





Mike

28596 posts

Uber Geek

Moderator
Trusted
Biddle Corp
Lifetime subscriber

  # 1855589 31-Aug-2017 07:33
Send private message

MikeAqua:

 

Linuxluver:

 

There are lots of cheap flights to the US. Trumpty-Dumpty and the more aggressive security at the border / airports has suppressed demand somewhat....Many people don't want to go near the place while the Orange One is in the White House.....including many Americans who live in NZ.  

 

 

We went through SFO twice earlier this year and there were no issues.  The TSA guy smiled and cracked a joke and said welcome.

 

I've encountered ruder border staff returning home to NZ than I did in the US.

 

Heading to Hawaii in October so I will be interested to see if it has deteriorated. 

 

 

It's more just the experience.

 

If you haven't visited the US before and/or are on a new passport or ESTA typical CBP queues at LAX are around 75 mins. On a bad day it'll take you 90 mins to clear.

 

If you've visted before (don't get the dreaded X from the kiosk) you'll still find it's a pretty constant 45 mins to clear CBP. If you strike a good day you might clear CBP in 30 mins.

 

SFO used to be a lot better but based on plenty of anecdotal reports I've seen it's been getting pretty bad as well in recent months also.

 

 


3061 posts

Uber Geek

Lifetime subscriber

  # 1855601 31-Aug-2017 07:40
One person supports this post
Send private message

sbiddle:

 

MikeAqua:

 

Linuxluver:

 

There are lots of cheap flights to the US. Trumpty-Dumpty and the more aggressive security at the border / airports has suppressed demand somewhat....Many people don't want to go near the place while the Orange One is in the White House.....including many Americans who live in NZ.  

 

 

We went through SFO twice earlier this year and there were no issues.  The TSA guy smiled and cracked a joke and said welcome.

 

I've encountered ruder border staff returning home to NZ than I did in the US.

 

Heading to Hawaii in October so I will be interested to see if it has deteriorated. 

 

 

It's more just the experience.

 

If you haven't visited the US before and/or are on a new passport or ESTA typical CBP queues at LAX are around 75 mins. On a bad day it'll take you 90 mins to clear.

 

If you've visted before (don't get the dreaded X from the kiosk) you'll still find it's a pretty constant 45 mins to clear CBP. If you strike a good day you might clear CBP in 30 mins.

 

SFO used to be a lot better but based on plenty of anecdotal reports I've seen it's been getting pretty bad as well in recent months also. 

 

 

Went through SFO in April... no problems, no long wait. Quicker than AKL on return.

 

The whole Trump thing is over-rated from what I saw. We see more of him on our TV than they do on theirs. Largely no-one there cares very much about him, one way or the other.

 

 


13750 posts

Uber Geek

Trusted
Lifetime subscriber

  # 1856767 1-Sep-2017 15:39
2 people support this post
Send private message

gary1001:

Yeah, I can imagine a point in the very near future where customers buy directly from manufacturers anywhere in the world. Just need banking to catch up. Go digital currency.  



Yes. Bye bye Mr Middleman!





Create new topic



Twitter and LinkedIn »



Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Ring launches indoor-only security camera
Posted 23-Jan-2020 17:26


New report findings will help schools implement the digital technologies curriculum content
Posted 23-Jan-2020 17:25


N4L to upgrade & support wireless internet inside schools
Posted 23-Jan-2020 17:22


Netflix releases 21 Studio Ghibli works
Posted 22-Jan-2020 11:42


Vodafone integrates eSIM into device and wearable roadmap
Posted 17-Jan-2020 09:45


Do you need this camera app? Group investigates privacy implications
Posted 16-Jan-2020 03:30


JBL launches headphones range designed for gaming
Posted 13-Jan-2020 09:59


Withings introduces ScanWatch wearable combining ECG and sleep apnea detection
Posted 9-Jan-2020 18:34


NZ Police releases public app
Posted 8-Jan-2020 11:43


Suunto 7 combine sports and smart features on new smartwatch generation
Posted 7-Jan-2020 16:06


Intel brings innovation with technology spanning the cloud, network, edge and PC
Posted 7-Jan-2020 15:54


AMD announces high performance desktop and ultrathin laptop processors
Posted 7-Jan-2020 15:42


AMD unveils four new desktop and mobile GPUs including AMD Radeon RX 5600
Posted 7-Jan-2020 15:32


Consolidation in video streaming market with Spark selling Lightbox to Sky
Posted 19-Dec-2019 09:09


Intel introduces cryogenic control chip to enable quantum computers
Posted 10-Dec-2019 21:32



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.