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  Reply # 1960448 19-Feb-2018 16:48
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Goosey:

 

Geektastic:

 

ATM...remind me again? What do they do?

 

 

 

 

Provide cash, some provide deposit facilities. 

 

:-) 

 

:-)

 

:-)

 

 

 

 

 

 

What is this 'cash' of which you speak? Do people still use it in mercantile exchange? I had thought it superseded long ago by Debit Cards...! cool






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  Reply # 1960449 19-Feb-2018 16:50
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Joking aside, I doubt I use an ATM more than twice a year. In the highly unlikely event I want cash, I just get it from a handy retailer as cash back.

 

 

 

The same $20 note has been gathering dust in my wallet for months and months now.






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  Reply # 1960450 19-Feb-2018 16:51
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Linuxluver:

 

antoniosk:

 

https://www.tvnz.co.nz/one-news/new-zealand/anz-bank-get-rid-other-atm-fee

 

 

 

About time, but I do wonder at the timing of it all. This fee really got up my nose.

 



Same. They started when there were no account fees, but now many banks charge $5-$10 a month or more......per account.....so drop the ATM fees. It's like paying twice. 

Plus....I don't use cash much anymore.....so ATMs are likely not seeing a lot of activity these days. They may go the way of phone boxes. 

 

 

I use them a lot for Depositing Cash. 

 

I never use them to withdraw cash though.


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  Reply # 1960462 19-Feb-2018 17:12
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Does that mean if you are with ANZ you can use other ATMs without charge?

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  Reply # 1960513 19-Feb-2018 18:40
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I've only paid other bank ATM fees for probably the last 4 or so years with ANZ. For the previous 20 or so years I never paid a cent and several of their accounts had this as a feature.


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  Reply # 1960516 19-Feb-2018 18:45
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It's essentially an extension of what their parent banks in Australia did recently, where ASB's parent CBA started the ball rolling by dropping the $2 direct charge they imposed on other bank customers using their ATM network, followed closely by ANZ, Westpac, and last but not least NAB (BNZ's parent). The difference is that in Australia, the fee is levied by the ATM operator directly on the account holder, whereas in NZ the fee is levied by the account holder's bank to recover the fee levied on the bank by the ATM operator.


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  Reply # 1960519 19-Feb-2018 18:53
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I like using cash. It's none of the government's business (or bank's) what I spend money on.


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  Reply # 1960522 19-Feb-2018 19:07
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I don;t understand why people expect the banks to operate these machines for free.





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  Reply # 1960529 19-Feb-2018 19:17
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old3eyes:

 

Zeon:

 

When will banks pull away from running their own ATM networks?

 

 

You mean like the ones at the likes of the RSA and the like  that charge you $2  per withdrawal??

 

 

I never use those. I reckon the mafia run them. The only times I've ever had my accounts locked was after using one of those things.





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  Reply # 1960531 19-Feb-2018 19:19
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richms:

 

I don;t understand why people expect the banks to operate these machines for free.

 

 

I expect it's because these people, probably the banks' customers, see these banks make lots of profit of them and feel that cash machines should be included as part of a bank's standard services without having to pay extra to use them.

 

(That's pretty much how I feel.)





Most of the trouble in the world is caused by people wanting to be important. (T.S. Eliot)


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  Reply # 1960536 19-Feb-2018 19:24
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old3eyes:

Zeon:


When will banks pull away from running their own ATM networks?



You mean like the ones at the likes of the RSA and the like  that charge you $2  per withdrawal??



It would be a big change if these 3rd party ATMs can also be used without any extra fees. If so, they will appear everywhere. As companies will use them as an alternative to paying bank cash deposit fees.

And the banks would be happy with less cash withdrawals and deposits. As it will make their anti money laundering compliance easier.





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  Reply # 1960543 19-Feb-2018 19:30
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Zeon:

 

When will banks pull away from running their own ATM networks?

 

 

 

 

I would hate if they did that.  In the US you get charged different fees for different machines, usually in high cash areas like bars and casinos the fees will be pretty high.

 

by the banks running them, they tend to either have a fixed "other bank fee", or no fee at all.


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  Reply # 1960565 19-Feb-2018 20:08
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DarthKermit:

I like using cash. It's none of the government's business (or bank's) what I spend money on.



This.




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  Reply # 1960567 19-Feb-2018 20:10
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richms:

I don;t understand why people expect the banks to operate these machines for free.



Because you either pay bank fees to have you money in an account, and while you do have money in your account the bank uses it.

Therefore to withdraw my money as payment for them using it, it should be free - regardless of how I do it.




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  Reply # 1960571 19-Feb-2018 20:14
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Wheelbarrow01:

 

allan:

 

TSB have had that in place since forever.

 

 

TSB have been lightyears ahead in many respects for a long time. I am not sure whether anything has changed since I switched away from them. but it used to be that every time I called them, a real person would answer the phone within a few rings (no IVRs in this outfit), and that person could literally help with any enquiry - I don't think I was ever 'put through to another department' for anything.

 

I do remember that their call centre used to close at 5 or 6pm and was only Mon-Fri which was a little annoying - not sure if that has since changed.

 

 

 

 

I forgot that banks charged to use other banks ATMs, as I have been with the TSB for two decades. Don't even have to pay any ATM fees, as long as I keep $5k in my account.


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