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Topic # 242554 3-Nov-2018 12:30
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I pay for things online frequently with an ANZ visa credit card, but this is the first time I've got this:

 

 

 

 

It popped up after clicking submit on a payment express page for a well known nz insurer.  It's asking for a bunch of verification information (date of birth, credit limit on the card, cvc, etc)

 

 

 

legit? 

 

 

 

 

 

 


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  Reply # 2118940 3-Nov-2018 12:34
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Looks like it's this?

 

 

 

https://www.anz.co.nz/banking-with-anz/banking-safely/verified-by-visa/

 

 

 

The anz logo, layout of page, etc just look so amateurish lol  

 

 

 

(I also have 2FA setup so I dunno why they don't just text me a code that I can enter to verify...?)

 

 

 

EDIT: Plus I also haven't kept up with the current approach to https indicators so was surprised not to see a green lock, but I guess that's expected too: https://blog.chromium.org/2018/05/evolving-chromes-security-indicators.html 

 

 

 

EDIT2: Interestingly after enter the details it was asking for (including mobile number) it sent me a text saying that in the future they would text me a code to verify... so I guess this is a different 2FA system to the one I already have setup when logging into ANZ online banking. 


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  Reply # 2118943 3-Nov-2018 12:43
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It is, banks don't seem to think it is a terrible idea despite it making it acceptable to enter personal information into a scammy looking website, and when you get genius telcos who impliment it on their mobile apps, you cant pay them when you have no data left to load the stupid scam like website.





Richard rich.ms

 
 
 
 


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  Reply # 2118950 3-Nov-2018 13:08
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Read here. This sort of stuff can be found in a search engine faster than you can make thread. It's a good thing to bring up, but maybe add a bit of 'geek' to it :-)

 

https://www.secureidnews.com/news-item/arcot-partners-with-first-data-to-provide-payment-authentication-solution-to-merchants-solution-will-enable-verified-by-visa-and-mastercard-securecod/

 

https://www.theguardian.com/money/2007/apr/21/creditcards.debt

 

 

 

 

 

 




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Reply # 2118951 3-Nov-2018 13:11
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richms:

 

It is, banks don't seem to think it is a terrible idea despite it making it acceptable to enter personal information into a scammy looking website, and when you get genius telcos who impliment it on their mobile apps, you cant pay them when you have no data left to load the stupid scam like website.

 

 

 

 

TBH, I think most scammers have better web design skills ;D


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  Reply # 2118960 3-Nov-2018 13:33
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It is SecureCode / verified by Visa. No need to worry on this instance.




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  Reply # 2119335 4-Nov-2018 07:43
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Mr Snotty
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  Reply # 2119340 4-Nov-2018 08:05
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freitasm: Problem is that is not the Visa or bank domain so it looks like phishing. So badly done, it is stupid.


I know... most of the time it is transparent to the customer (as in, goes straight through without a prompt). Whoever designed it wasn’t thinking.




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  Reply # 2119342 4-Nov-2018 08:19
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I tend to refer to it as "bolloxed by visa". It's a preventative measure to stop you actually buying anything.

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