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Topic # 245324 29-Jan-2019 13:46
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Mum just lost her job unexpectedly through no fault of her own. How can I get some money from NZ (where I live) to Canada where she lives?

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  Reply # 2169619 29-Jan-2019 13:53
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Transferwise is the cheapes / quickest /easiest.

 

With a referral link you can do a free transfer up to around $1000.

 

Cheers,


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  Reply # 2169630 29-Jan-2019 14:06
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There's some options in this thread, including one service I've personally used.





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  Reply # 2169633 29-Jan-2019 14:18
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Thanks. Transferwise looks pretty good.
What kind of recipient info do they need (would prefer t know before filling the form out). Going to send it via my sister because mum isn't online.



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  Reply # 2169683 29-Jan-2019 15:42
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Never mind, found the info on the page. Thanks again.

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  Reply # 2169685 29-Jan-2019 15:46
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Currencyfair is good as well. It just depends whether you are sending large amounts or smaller ones as they have different commision structures.



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  Reply # 2170065 30-Jan-2019 10:02
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Handle9: Currencyfair is good as well. It just depends whether you are sending large amounts or smaller ones as they have different commision structures.


Good tip, thanks.

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  Reply # 2170077 30-Jan-2019 10:24
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I've been using WorldRemit and it's been working for me fine. fees are usually $3.99


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  Reply # 2170126 30-Jan-2019 12:33
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Jashan:

 

I've been using WorldRemit and it's been working for me fine. fees are usually $3.99

 

 

World Remit are also clipping the ticket on the exchange rate offered. For example to send AU$500 is NZ$527.32 with Transfer Wise, and NZ$534.35 with World Remit.


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  Reply # 2170150 30-Jan-2019 13:25
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I think WorldRemit has a flat fee of NZD $3.99 whereas Transfer Wise has a 0.4% of the amount remitted + NZD $1.50. 


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  Reply # 2170154 30-Jan-2019 13:36
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Jashan:

 

I think WorldRemit has a flat fee of NZD $3.99 whereas Transfer Wise has a 0.4% of the amount remitted + NZD $1.50. 

 

 

World Remit's exchange rate (0.94164) is worse than Transfer Wise (0.95469, or 0.9508 after 0.4% is taken off) which is why in this example Transfer Wise is a cheaper option. YMMV.


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  Reply # 2170240 30-Jan-2019 14:28
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Jashan:

 

I think WorldRemit has a flat fee of NZD $3.99 whereas Transfer Wise has a 0.4% of the amount remitted + NZD $1.50. 

 

 

As others have said, its not just the fee where they clip the ticket,  taking a slice of the actual ex. rate offered is a well worn path that banks and money changers have engaged in since currencies existed....


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