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# 249353 7-May-2019 16:34
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After some recommendations or feedback, thanks, if anyone has any

 

If only the banks here would have that option!





Swype on iOS is detrimental to accurate typing. Apologies in advance.


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  # 2232333 7-May-2019 16:37
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What do you need to know? What's the need/want/use case? 

 

 

 

Banker here...with a specialty in cards and payments...

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Edit: My spelling is appalling





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  # 2232344 7-May-2019 16:47
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Well, I have in the past bought things online and somehow my card details were intercepted somehow, I don't know how, not sure exactly which sites. At first I thought Aliexpress but then I thought maybe not, maybe something else.

 

So I thought if I created a virtual CC, intercepting my details won't be of use.





Swype on iOS is detrimental to accurate typing. Apologies in advance.


 
 
 
 


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  # 2232349 7-May-2019 16:56
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iu would sort out were and how they were intercepted rather than get a virtual credit card. its likely to happen again otherwise


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  # 2232354 7-May-2019 17:03
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Funnily enough I just had a newish credit card cancelled on me. Two months in row I tried to buy mountainbike bits from a UK website, that I've been using for ten years. The transaction wouldn't go through. I then got a text asking me to call the bank. 

 

They allowed the transaction to go through, it happened again last month, so I rang, he said oh there are some suspicious transactions, we are cancelling the card. I said can they white list the bike site, they wouldn't, and they wouldn't tell me the suspicious sites. 

 

Worst part was I was away for about ten days and needed to pay quite a large amount for my project car's rebuild!


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  # 2232358 7-May-2019 17:08
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I used Entropay in the past. It worked really well.

 

[EDIT] Scratch that, I see on their website that they are no longer accepting new registrations!

 

 




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  # 2232360 7-May-2019 17:13
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Jase2985:

 

iu would sort out were and how they were intercepted rather than get a virtual credit card. its likely to happen again otherwise

 

 

if i knew how they were intercepted I would be rich. in terms of the where, just don't buy things online other than a handful of sites. 





Swype on iOS is detrimental to accurate typing. Apologies in advance.


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  # 2232702 8-May-2019 10:20
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Yeah, I can't think of any consumer-grade virtual card issuers in NZ. 

 

 

 

At a corporate level, they are fantastic for things like procurement and one-off purchases for licenses etc - much like your use-case. The problem is the infrastructure costs a fortune to have dynamic numbers and spend controls etc, so it's not really practical at the moment for a consumer version. 

 

 

 

There are some companies that have them overseas, like Revolut, but those are usually tied into the multi-currency aspect and they cream it on the FX portion. 

 

 

 

 





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  # 2232705 8-May-2019 10:25
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Used to have one years ago from Cahoot (a UK bank) called webcard. It gave me a new CC number for each transaction. It WAS great. Unfortunately, they canned it.


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  # 2232722 8-May-2019 10:32
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If you use Apple Pay when checking out (I realise only some websites accept it), they don't ever receive your credit card info as AP gives them a virtual/temporary number.


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  # 2232747 8-May-2019 10:38
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I remember a Linus Tech Tips video that advertised this site...

 

https://privacy.com/

 

Looks pretty good. Haven't used it myself though so can't really comment.


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  # 2232862 8-May-2019 11:43
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I just use a debit card attached to a payments account. I keep the balance in the account at about what I expect to use and top up as needed. This limits any potential loss to whatever is in that one account. So far I have never had an issue but it acts as insurance.

 

 





I reject your reality and substitute my own. - Adam Savage
 


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