Happy to have a chat, i'm a Financial Adviser and long term Geekzoner :)
15 years in the banks and self employed for the past 3
Send a private message if you want, lots of people will have opinions but would pay to have a qualified one.
@Tabuti thanks for the offer, but I started this thread for general opinions. As far as our own mortgage is concerned, we are happy with how the numbers stack up and have built in plenty of buffer.