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Ragnor
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  #569226 15-Jan-2012 21:00
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gzt:
Ragnor: South Canterbury Finance (SCF) was welfare for the South Island, it should have never been in the retail deposit scheme and breached the conditions numerous times and wasn't kicked out.

More like election insurance. Either major party would have done the same thing in power for that reason.


Yep exactly 

 
 
 
 

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KissySellOut
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#569362 16-Jan-2012 10:48
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@KiwiNz .......maybe. Technically it wasn't - but the RBS (like I said previously) already bought over an international company thus people scattered far and wide are affected (if only in the form of mild irritation).


To quote and paraphrase slightly Fuller (from one of his books Critical Path), I think this applies to the new world perhaps more than specifically the financial crisis, anyway I think it to be relevant as a lot of people have asked questions and not gotten any where:

"We comprehensively trace all the important trends of history that have led to this moment of humanity's potential first stage success and its opening of a whole new chapter of humanity's ever functioning in local support of the integrity of eternally regenerating Universe.
To know now what we could never have known before 1969 (that we now have an option for all humanity to make it successfully on this planet in this life time is not to be optimistic.... Whether it is to be Utopia or Oblivion will be a touch-and-go relay race right up to the final moment. The race is between a better informed and hopefully better inspired young world versus a running-scared, misinformedly brain-conditioned, older world..."

Also, about why people do what they do at the Occupy movement in Auckland :

"The things to do are: the things that need doing: that you see need to be done. Then you will conceive your own way of doing that which needs to be done - that no one else has told you to do or how to do it. This brings out the real you that often gets buried inside a character that has acquired a superficial array of behaviors induced or imposed by others on the individual."

R. Buckminster Fuller, 1981

So tell them to move or moan all you like, nobody can influence an individual deeply enough to change their powerful decisions on what to do certainly not a court order and with most, nothing short of physical interference.

KissySellOut

MikeB4
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  #569378 16-Jan-2012 11:12
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KissySellOut: @KiwiNz .......maybe. Technically it wasn't - but the RBS (like I said previously) already bought over an international company thus people scattered far and wide are affected (if only in the form of mild irritation).


To quote and paraphrase slightly Fuller (from one of his books Critical Path), I think this applies to the new world perhaps more than specifically the financial crisis, anyway I think it to be relevant as a lot of people have asked questions and not gotten any where:

"We comprehensively trace all the important trends of history that have led to this moment of humanity's potential first stage success and its opening of a whole new chapter of humanity's ever functioning in local support of the integrity of eternally regenerating Universe.
To know now what we could never have known before 1969 (that we now have an option for all humanity to make it successfully on this planet in this life time is not to be optimistic.... Whether it is to be Utopia or Oblivion will be a touch-and-go relay race right up to the final moment. The race is between a better informed and hopefully better inspired young world versus a running-scared, misinformedly brain-conditioned, older world..."

Also, about why people do what they do at the Occupy movement in Auckland :

"The things to do are: the things that need doing: that you see need to be done. Then you will conceive your own way of doing that which needs to be done - that no one else has told you to do or how to do it. This brings out the real you that often gets buried inside a character that has acquired a superficial array of behaviors induced or imposed by others on the individual."

R. Buckminster Fuller, 1981

So tell them to move or moan all you like, nobody can influence an individual deeply enough to change their powerful decisions on what to do certainly not a court order and with most, nothing short of physical interference.

KissySellOut


The problem with the mass media is that events on the other side of the Globe are reported here with in minutes. This cause folks to transfer that news to be New Zealand and that is wrong. The Royal Bank of Scotland is a UK Bank not a New Zealand bank. Also the Banking regulations in other parts of the World are different to those here and inmost cases far more relaxed compared to New Zealand.

The causes of issues in the UK and other Euro economies are created with in their economies. Granted there is a flow on effect but to date due to historical reforms in New Zealand the effects have been cushioned.

The UK/ Euro crisis is not New Zealand's crisis. The US fiscal issues are not New Zealand's issues. The UK/Euro social issues and the US social issues are theirs not New Zealands.



KissySellOut
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  #569547 16-Jan-2012 17:13
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@KiwiNZ Uh... I live here (NZ) and I use RBS. No, the news isn't wrong it's only less relevant to locals. Ofcourse if you don't care what's happening with the rest of the world, the solution's easy, stop using mass media. Personally I like to keep myself informed and I don't find that when (for instance) there's a tsunami in Thailand I freak out and run for the hills. You know what I mean? It's interesting, I find, to know what's happening all over. Keeps ones decisions fully informed amongst other things.

KissySellOut

KissySellOut
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#569550 16-Jan-2012 17:15
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@KiwiNZ By the way - you think banks in the UK are more relaxed!? No way.... I find it the total opposite. I can't get any overdraft or upgrade on my account in the UK, they require far more ID and proof of address to open an account also, not to mention the changes recently on who they are willing to give loans to.

KissySellOut

vinnieg
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  #569552 16-Jan-2012 17:31
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KissySellOut: @KiwiNZ By the way - you think banks in the UK are more relaxed!? No way.... I find it the total opposite. I can't get any overdraft or upgrade on my account in the UK, they require far more ID and proof of address to open an account also, not to mention the changes recently on who they are willing to give loans to.

KissySellOut


So they require more than 2 forms of ID?(not including the Utility bill that is)

Or for migrants:
- 2 forms of ID
- Utility bill from previous address
- NZ Visa
- IRD number

For Overdrafts or upgrades here:
- Payslip
- Copy of student loan or allowance details


So they'd require more than 2 in the UK?

As for home loans, it's harder than you think.  Being that most banks here won't accept any loans higher than 20% of your weekly, fortnightly or monthly income.  As for personal loans, the threshold is of course much much lower




I have moved across the ditch.  Now residing in Melbourne as a VOIP/Video Technical Trainer/Engineer. 

Cloudmelon
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  #569560 16-Jan-2012 17:55
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KissySellOut: @KiwiNZ Uh... I live here (NZ) and I use RBS. No, the news isn't wrong it's only less relevant to locals. Ofcourse if you don't care what's happening with the rest of the world, the solution's easy, stop using mass media. Personally I like to keep myself informed and I don't find that when (for instance) there's a tsunami in Thailand I freak out and run for the hills. You know what I mean? It's interesting, I find, to know what's happening all over. Keeps ones decisions fully informed amongst other things.

KissySellOut


Obviously not what he was talking about.. 



MikeB4
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  #569620 16-Jan-2012 20:20
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KissySellOut: @KiwiNZ Uh... I live here (NZ) and I use RBS. No, the news isn't wrong it's only less relevant to locals. Ofcourse if you don't care what's happening with the rest of the world, the solution's easy, stop using mass media. Personally I like to keep myself informed and I don't find that when (for instance) there's a tsunami in Thailand I freak out and run for the hills. You know what I mean? It's interesting, I find, to know what's happening all over. Keeps ones decisions fully informed amongst other things.

KissySellOut


Yes you can use RBS in New Zealand just like I can use BNZ in the UK, it does not make BNZ a UK bank or RBS a New Zealand Bank.

floydbloke
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  #569757 17-Jan-2012 08:55
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responding to an earlier post from someone who has imm/emigrated to NZ
KissySellOut: Lucky you!! I'm in the process...


Then a week later
KissySellOut:... Uh... I live here (NZ)...


Are you an overstayerWink?

Otherwise congratulations on successfully completing the immigration process, welcome to NZ.




After I was born, I didn't talk to my parents for two years.


KissySellOut
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#569788 17-Jan-2012 10:02
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Thanks :) I've had a residence visa for a few years now but I only got here a few weeks ago. Not an over stayer, just a new citizen. I wasn't trying to say RBS was a NZ bank by the way, I really don't see how anybody could have thought that from what I said.

KissySellOut

freitasm
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  #569825 17-Jan-2012 11:14
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freitasm
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  #569826 17-Jan-2012 11:17
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KissySellOut: I've had a residence visa for a few years now but I only got here a few weeks ago. Not an over stayer, just a new citizen. I


A Residence Visa is not the same as Citizenship. They are granted under different rules and give you different rights and duties.
 




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KissySellOut
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#569874 17-Jan-2012 12:51
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I do know that, hence visa years ago...

KissySellOut

John2010
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  #569972 17-Jan-2012 15:34
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KissySellOut: Thanks :) I've had a residence visa for a few years now but I only got here a few weeks ago. Not an over stayer, just a new citizen. I wasn't trying to say RBS was a NZ bank by the way, I really don't see how anybody could have thought that from what I said.

KissySellOut


What category of visa allowing residence did you have? 

You say you have had it for "a few years" but visas allowing residence do not last for ever and it is unusual for such a visa not to be required to be acted upon within a quite limited timeframe. That is you have to have crossed the border and been given a permit within, say, 3 months else the visa expires. 

crackrdbycracku
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  #569977 17-Jan-2012 15:40
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As Tangata Whenua I say as long as KissySellOut takes care of the grass he/she can stay. 






Didn't anybody tell you I was a hacker?

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