Geekzone: technology news, blogs, forums
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.

View this topic in a long page with up to 500 replies per page Create new topic
1 | 2 

9525 posts

Uber Geek
+1 received by user: 4526


  Reply # 2191108 5-Mar-2019 09:37
Send private message quote this post

No system is going to be perfect. My objection to the phone is just based on my lack of familiarity with it and the potential that raises for unexpected problems after I am in Thailand. I prefer something I understand better.


Regarding the Kiwibank phone service, I do use that from time to time and I don't have to pay a fee because I am a pensioner. But I'm not sure how that would work from Thailand. I also don't know what security questions they are going to ask and I may not have the information at hand (like my IRD number). I need to be confident that whatever I use will work when I need it.


At the moment I am just collecting information. I will also be ringing Kiwibank about this but I wanted to first see what the very knowledgeable people here have to say.



I reject your reality and substitute my own. - Adam Savage

2630 posts

Uber Geek
+1 received by user: 1250


  Reply # 2191120 5-Mar-2019 09:53
One person supports this post
Send private message quote this post

I've had Kiwibank block credit card payments when I've been offshore so definitely talk to Kiwibank before you leave about the best options and take their advice on best way to pay.




105 posts

Master Geek
+1 received by user: 1

  Reply # 2191125 5-Mar-2019 10:06
Send private message quote this post

A completely different approach to this (given that it (hopefully!) sounds like a one off requirement). 


Have you considered:


1. Confirming the recipient account details in advance (even if the final costs may change while there); and 


2. Have a trusted contact (family member or friend) here in NZ appointed as your power of attorney to complete the transactions for you by visiting a Kiwibank branch in NZ?


That way you could just instruct your trusted contact here the amount to be sent by phone and the bank will provide confirmation which could also be emailed. 

Mad Scientist
19824 posts

Uber Geek
+1 received by user: 2681

Lifetime subscriber

  Reply # 2191148 5-Mar-2019 10:43
Send private message quote this post





The phone is not the most secure thing in the world.


Someone who really wanted your money would get your phone and they will get all the codes to get in if they knew a couple more information about your account.



It depends what "phone" is in this context. A voice call? Yes, not secure - know a few things about you and a person with social engineering skills could drain someone's account. An app? More secure than phone calls. Phones can be locked out, require fingerprint for transactions/login, require a second authentication factor for transactions, etc.



I think I am misunderstanding the issues


The title of the thread is multifactor authentication - in my opinion the phone receiving as SMS to let the user reset a password is not completely failsafe as someone can just steal the phone and they wil get SMS codes to reset password, depending on what else they know about you.


But reading more into it, it seems OP is looking for a way to transfer money while in Thailand. In that case yes the APP will be the easiest and as secure as loging into web browser's internet banking. But if OP has internet banking anyway, then the APP will not offer much extra other than not needing a second authentification factor.


But if you want to do international money transfers from Thailand then I'm not the best person to ask.

Swype on iOS is detrimental to accurate typing. Apologies in advance.

1 | 2 
View this topic in a long page with up to 500 replies per page Create new topic

Donate via Givealittle

Twitter »

Follow us to receive Twitter updates when new discussions are posted in our forums:

Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:

Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:

News »

Amazon introduces new Kindle with adjustable front light
Posted 21-Mar-2019 20:14

A call from the companies providing internet access for the great majority of New Zealanders, to the companies with the greatest influence over social media content
Posted 19-Mar-2019 15:21

Two e-scooter companies selected for Wellington trial
Posted 15-Mar-2019 17:33

GeForce GTX 1660 available now
Posted 15-Mar-2019 08:47

Artificial Intelligence to double the rate of innovation in New Zealand by 2021
Posted 13-Mar-2019 14:47

LG demonstrates smart home concepts at LG InnoFest
Posted 13-Mar-2019 14:45

New Zealanders buying more expensive smartphones
Posted 11-Mar-2019 09:52

2degrees Offers Amazon Prime Video to Broadband Customers
Posted 8-Mar-2019 14:10

D-Link ANZ launches D-Fend AC2600 Wi-Fi Router Protected by McAfee
Posted 7-Mar-2019 11:09

Slingshot commissions celebrities to design new modems
Posted 5-Mar-2019 08:58

Symantec Annual Threat Report reveals more ambitious, destructive and stealthy attacks
Posted 28-Feb-2019 10:14

FUJIFILM launches high performing X-T30
Posted 28-Feb-2019 09:40

Netflix is killing content piracy says research
Posted 28-Feb-2019 09:33

Trend Micro finds shifting threats require kiwis to rethink security priorities
Posted 28-Feb-2019 09:27

Mainfreight uses Spark IoT Asset Tracking service
Posted 28-Feb-2019 09:25

Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.

Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron

Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.