StarBlazer: My daughter has saved up to buy an iPhone 6s. Looking at the cost of replacing screens and the possibility that it could happen (still at high school), is $229 AppleCare worth the money? I understand there is still a $169 fee for any repairs but together that is still much cheaper than the full cost of replacing the screen. Yes we have home insurance but there's the hassle and excess to contend with.
What are your thoughts and experiences?
Slightly off topic.... but do check the storage she's getting. 16GB is criminal on iPhone and fills so fast it's not funny. 32GB is the absolute minimum for these devices to be truly useful - and of course back up stuff.
Re insurance.... well, I've found most teenage girls protect their phones dearly in a way you cannot comprehend. But def get a good case and strong screen protector, unless you know she will be prone to dropping it and causing damage.