BNZ introducing Apple Pay

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alasta

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#1893780 1-Nov-2017 19:10

MileHighKiwi:

d0nk3y:

Seems like it's inconsistent across users then. I've been prompted for PIN entry on amounts over $80 with my BNZ Visa Debit connected to Apple Pay as well.

It depends on the terminal and its specifications.

If you have authenticated yourself using the Touch ID on your iPhone, on some terminals you will never have to enter a PIN regardless of transaction value, but some terminals will still require it.

I wonder if those terminals would also accept an $80+ transaction on Apple Watch? I guess they would.

Personally I am quite comfortable for Apple Pay not to require a PIN because Touch ID seems pretty secure.

rugrat

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#1893782 1-Nov-2017 19:16

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alasta:

I wonder if those terminals would also accept an $80+ transaction on Apple Watch? I guess they would.

Personally I am quite comfortable for Apple Pay not to require a PIN because Touch ID seems pretty secure.

I did an above $80 one on apple watch, but can't remember if had to enter PIN, as wasn't thinking about it at time, can confirm it went through ok.

KiwiSurfer

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#1894183 2-Nov-2017 11:42

I wonder if the merchant has something to do with it. My understanding is Visa can at their discretion approve payment without PIN from certain merchants (or at least raise the limit that triggers the PIN requirement). I know Visa/MC had an agreement with Maccas a few years back to waive the PIN requirement for <=$30 chip/stripe transactions so it seems they do occasionally come to agreements with specific merchants to relax some of their usual requirements.

lookout

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#1894875 3-Nov-2017 16:33

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Works really well except I keep accidentally opening Apple Pay by double pressing the home button when I pull my phone out of my pocket

d0nk3y

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#1894876 3-Nov-2017 16:35

Clearly you need an iPhone X.

alasta

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#1895151 4-Nov-2017 10:11

I paid for my groceries at Pak N Save today which was $135, and the machine required a PIN. It will be interesting to see whether this occurs at other retailers but I'm not really fussed either way as I very rarely spend more than $80 at any retailer except for the weekly grocery shop.

matisyahu

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#1900752 14-Nov-2017 16:48

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Well, I've made the switch to BNZ from ASB - love the banking interface etc. I was going to hold out until ASB got their act together but given no word or rumours on Apple Pay I thought I might as well jump ship on my day off and get everything sorted out.

Oh, side note, I love how BNZ is integrated in with RealMe which made the process of opening up a new account so smooth sailing.

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alasta

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#1900963 14-Nov-2017 20:21

I have been with BNZ for about 30 years and have always found them pretty good to deal with despite what people often say about the big Australian owned banks.

unsignedint

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#1900974 14-Nov-2017 21:02

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matisyahu:

Well, I've made the switch to BNZ from ASB - love the banking interface etc. I was going to hold out until ASB got their act together but given no word or rumours on Apple Pay I thought I might as well jump ship on my day off and get everything sorted out.

Oh, side note, I love how BNZ is integrated in with RealMe which made the process of opening up a new account so smooth sailing.

BNZ seems to be really innovative with tech. I just realised they have already added Face ID unlock to their mobile app. Very cool :)

waikariboy

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#1900989 14-Nov-2017 21:39

unsignedint:

matisyahu:

Well, I've made the switch to BNZ from ASB - love the banking interface etc. I was going to hold out until ASB got their act together but given no word or rumours on Apple Pay I thought I might as well jump ship on my day off and get everything sorted out.

Oh, side note, I love how BNZ is integrated in with RealMe which made the process of opening up a new account so smooth sailing.

BNZ seems to be really innovative with tech. I just realised they have already added Face ID unlock to their mobile app. Very cool :)

and yet they haven't updated app to use full screen.

Balm its gone!

KiwiSurfer

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#1900991 14-Nov-2017 21:50

waikariboy:

and yet they haven't updated app to use full screen.

Do you mean it doesn't use the full screen on the iPhone X? Looks just fine on my 8+.

matisyahu

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#1900994 14-Nov-2017 22:19

alasta:

I have been with BNZ for about 30 years and have always found them pretty good to deal with despite what people often say about the big Australian owned banks.

I was a customer years go back in the 2007's and found back then their internet banking was lacking but with the new 'NextGen' upgrade announced back in 2013 (what it appears, it is based off the work NAB did so it was a matter of building on what their parent company did)

unsignedint:

matisyahu:

Well, I've made the switch to BNZ from ASB - love the banking interface etc. I was going to hold out until ASB got their act together but given no word or rumours on Apple Pay I thought I might as well jump ship on my day off and get everything sorted out.

Oh, side note, I love how BNZ is integrated in with RealMe which made the process of opening up a new account so smooth sailing.

BNZ seems to be really innovative with tech. I just realised they have already added Face ID unlock to their mobile app. Very cool :)

I was surprised how quickly they got that working but I guess makes sense since both are part of the Local Authentication framework so it is a matter of expanding functionality to include support rather than a ground up implementation against an entirely new framework.

waikariboy:

unsignedint:

matisyahu:

Well, I've made the switch to BNZ from ASB - love the banking interface etc. I was going to hold out until ASB got their act together but given no word or rumours on Apple Pay I thought I might as well jump ship on my day off and get everything sorted out.

Oh, side note, I love how BNZ is integrated in with RealMe which made the process of opening up a new account so smooth sailing.

BNZ seems to be really innovative with tech. I just realised they have already added Face ID unlock to their mobile app. Very cool :)

and yet they haven't updated app to use full screen.

For the same reason that many haven't done it yet - it is a bit more involved than a few tweaks here and there along with other competing priorities such as implementing the ability to change card PIN online/through the app.

corksta

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#1901031 14-Nov-2017 23:02

waikariboy:
unsignedint:

matisyahu:

Well, I've made the switch to BNZ from ASB - love the banking interface etc. I was going to hold out until ASB got their act together but given no word or rumours on Apple Pay I thought I might as well jump ship on my day off and get everything sorted out.

Oh, side note, I love how BNZ is integrated in with RealMe which made the process of opening up a new account so smooth sailing.

BNZ seems to be really innovative with tech. I just realised they have already added Face ID unlock to their mobile app. Very cool :)

and yet they haven't updated app to use full screen.

It’s coming though. I think I saw it in their Facebook comments that the most recent update was to add Face ID to the app, and the next update is to add support for iPhone X.

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unsignedint

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#1932479 8-Jan-2018 23:36

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I lost my credit card last week (well, fumbled it into a drain-ish...). Anyway BNZ cancelled the card and am now awaiting new ones. However, I got an email within minutes that the new card had been loaded into Apple Pay (presumably by BNZ.. since I don't even have the card number). So we can actually use it without receiving or activating the new card.

I didn't even know this was possible, but I thought it was pretty darn cool!

Just leaving this here incase it helps others :)

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