Geekzone: technology news, blogs, forums
Guest
Welcome Guest.
You haven't logged in yet. If you don't have an account you can register now.


View this topic in a long page with up to 500 replies per page Create new topic
1 | 2 | 3 
Mad Scientist
21069 posts

Uber Geek

Trusted
Lifetime subscriber

  # 1834353 31-Jul-2017 14:41
Send private message

@KillerHulk:

 

to be precise , following are the points they mentioned :

 

"This cover provides for:

 

1. The sudden and unforeseen accidental damage to the chattel; and

 

2. The Theft of the Chattel from a secure premises or a secure motor vehicle and for which there is substantiated evidence of a forcible entry into the premises or motor vehicle

 

Occurring anywhere in New Zealand, unless otherwise excluded."

 

 

If this is the only wording of theft in your policy, it requires (the presence of the word  "and") theft from a secure premise or secure MV, followed by the word "and" - means requires evidence of forcible entry.

 

And in your case not even close to meeting the words on the policy.

 

Any other wording there?





Involuntary autocorrect in operation on mobile device. Apologies in advance.


Mad Scientist
21069 posts

Uber Geek

Trusted
Lifetime subscriber

  # 1834354 31-Jul-2017 14:42
Send private message

@trig42:

 

@KillerHulk:

 

i told her on the phone,

 

 

 

she is saying there needs to be breakage or something....

 

This is stupid

 

 

Fair Go.

 


They'd lap this up.

 

 

Fair all the go you like, if the wording on signed policy says otherwise ....





Involuntary autocorrect in operation on mobile device. Apologies in advance.


 
 
 
 




321 posts

Ultimate Geek


  # 1834371 31-Jul-2017 15:04
Send private message

frankly until a week after the incident occurred, i didn't knew that i had insurance. i rang my finance company and they notified me about it.

 

i rang insurance company again, and he specifically said, doesn't matter if you get a hit by a hammer, still not covered.

 

Also,

 

i just mentioned what they said and if you guys agree to it then i am ok with it. You guys are more knowledgeable than me in this kind of stuff.

 

Just so gutted by all this stuff.





I Eat Dumbbells for Breakfast


Mad Scientist
21069 posts

Uber Geek

Trusted
Lifetime subscriber

  # 1834380 31-Jul-2017 15:18
Send private message

The wording of the policy describes the contract you have with the insurer - what is covered and what isn't.

 

Aka gambling.

 

You place a bet with insurer saying i'm gonna get my very secure house or very secure car broken into by some real tough nut who really wants to get in instead of mugging the guy in the subway. If it happens, pay me $1000.

 

Insurance company says - ok, we'll bet $1000 it won't happen, that the thug would rather mug the guy in the subway. If they do, we'll want $100. But you pay first.





Involuntary autocorrect in operation on mobile device. Apologies in advance.


686 posts

Ultimate Geek


  # 1834444 31-Jul-2017 16:31
Send private message

Well that sucks, lesson learnt, I'd kick that insurer to the curb though.


defiant
1031 posts

Uber Geek

Lifetime subscriber

  # 1834452 31-Jul-2017 16:51
One person supports this post
Send private message

What about claiming under Subway's insurance?


921 posts

Ultimate Geek

Subscriber

  # 1834460 31-Jul-2017 17:01
Send private message

@nas:

 

What about claiming under Subway's insurance?

 

 

If your wife was on shift at the time I'm guessing that Subway (and their insurer) has a duty of care for her and her belongings, it might be worthwhile contacting the Citizens Advice Bureau.


1 | 2 | 3 
View this topic in a long page with up to 500 replies per page Create new topic



Twitter and LinkedIn »



Follow us to receive Twitter updates when new discussions are posted in our forums:



Follow us to receive Twitter updates when news items and blogs are posted in our frontpage:



Follow us to receive Twitter updates when tech item prices are listed in our price comparison site:





News »

Spark launches new wireless broadband "Unplan Metro"
Posted 11-Nov-2019 08:19


Malwarebytes overhauls flagship product with new UI, faster engine and lighter footprint
Posted 6-Nov-2019 11:48


CarbonClick launches into Digital Marketplaces
Posted 6-Nov-2019 11:42


Kordia offers Microsoft Azure Peering Service
Posted 6-Nov-2019 11:41


Spark 5G live on Auckland Harbour for Emirates Team New Zealand
Posted 4-Nov-2019 17:30


BNZ and Vodafone partner to boost NZ Tech for SME
Posted 31-Oct-2019 17:14


Nokia 7.2 available in New Zealand
Posted 31-Oct-2019 16:24


2talk launches Microsoft Teams Direct Routing product
Posted 29-Oct-2019 10:35


New Breast Cancer Foundation app puts power in Kiwi women's hands
Posted 25-Oct-2019 16:13


OPPO Reno2 Series lands, alongside hybrid noise-cancelling Wireless Headphones
Posted 24-Oct-2019 15:32


Waikato Data Scientists awarded $13 million from the Government
Posted 24-Oct-2019 15:27


D-Link launches Wave 2 Unified Access Points
Posted 24-Oct-2019 15:07


LG Electronics begins distributing the G8X THINQ
Posted 24-Oct-2019 10:58


Arlo unveils its first video doorbell
Posted 21-Oct-2019 08:27


New Zealand students shortlisted for James Dyson Award
Posted 21-Oct-2019 08:18



Geekzone Live »

Try automatic live updates from Geekzone directly in your browser, without refreshing the page, with Geekzone Live now.


Support Geekzone »

Our community of supporters help make Geekzone possible. Click the button below to join them.

Support Geezone on PressPatron



Are you subscribed to our RSS feed? You can download the latest headlines and summaries from our stories directly to your computer or smartphone by using a feed reader.

Alternatively, you can receive a daily email with Geekzone updates.