I have rooted all my androids and removed the factory app's that I didn't like.
The problem I found with rooting, is that some banking apps may not work. Or you may get a security warning that it has been rooted, and there potentially could be security issues with your device. This is a very big issue for me that I didn't realize prior to doing it.
If you rooted your device using a modern rooting method (eg: Magisk) then you won't have this issue, since you can hide root from applications of your choice. In my case, I've got ANZ GoMoney working perfectly in my rooted OnePlus 3 - including the NFC wallet.