IMO go for a good one like a fluke or agilent or similar, and get multiple $20-30 ones for hobby non mains work. Several can be handy for checking the input and output of a DC-DC converter at the same time, and means you have a second one to verify against. And for using where dropping etc may be a concern.
I have not had a problem with the accuracy of the cheap $22 ones from bunnings when used on DC or 50Hz AC, its the higer frequancy and the non sine waves where the good true RMS etc is worth it.

