FineWine:
They are offering 2FA of either email or Google and Microsoft 2FA, and they believe that those last two are the better choice. I know nothing about Microsoft 2FA and I don't use Google 2FA for things like YouTube, just a straight Google sign-in.
There is no SMS 2FA offered like what ANZ offers and Apple.
SMS 2FA is not secure, (and a driver of scammers' "SIM swapping").
The banks have moved credit card and other authentication into their own apps,



