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Linuxluver
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  #1599586 27-Jul-2016 16:00
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nova:

 

In South Australia the compulsory third party insurance covers personal injury only. It doesn't cover damage to the other vehicle. So the CTP charge is very similar to our ACC levy, just a lot more expensive.

 

I actually think they lowered the ACC price too much here, and it will have to go up again soon. But our system does have fewer lawyers involved, so is inherently cheaper. And I really don't get the clamour here for compulsory insurance, when we already have it, and it is comparable to the compulsory insurance requirements in many other countries.

 

 

Insurance companies want compulsory insurance. That's about 98% of the "clamour" right there. 

 

A bit like longer sentences and more prisons.....a clamour funded by the private prison industry.  

 

There are many such clamours. 

 

 





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bmt

bmt
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  #1605737 7-Aug-2016 09:25
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Linuxluver:

 

 

 

Insurance companies want compulsory insurance. That's about 98% of the "clamour" right there. 

 

A bit like longer sentences and more prisons.....a clamour funded by the private prison industry.  

 

There are many such clamours. 

 

 

 

 

Care to provide any evidence to back up that claim? 


Kyanar
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  #1606007 7-Aug-2016 18:41
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Linuxluver:

 

Insurance companies want compulsory insurance. That's about 98% of the "clamour" right there. 

 

A bit like longer sentences and more prisons.....a clamour funded by the private prison industry.  

 

There are many such clamours. 

 

 

Actually, the interesting part is that the push in NZ for compulsory insurance holds up Australia and the US as an example, whereas the compulsory insurance in Australia covers no more than ACC covers in NZ, and the compulsory insurance minimums in the US (using California as an example) are so low that in an actual accident, you'd still be bankrupted and in court.

 

The real issue of course is that to do away with ACC and introduce compulsory third party insurance, you'd have to reform NZ's no fault accident liability laws, and open the door to ... well, the cluster that is US and Australian style accident compensation litigation and frankly that's just not worth it.

 

 

 

 




bfginger
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  #1648260 10-Oct-2016 00:21
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Kyanar:

 

stevenk:

 

You could try to register a vehicle in another state, but it's probably not going to get a lot cheaper...

 

 

It's actually not legal to do that. Some people do it anyway by just never updating their address when they move, but you can be stung by a hefty fine for doing so. Plus some unnecessary demerit points because reasons.

 

I actually know a guy who moved from NZ to America and persists in using his vehicle with NZ plates which noone notices.

 

 

He could get in huge trouble for doing that. There are strict prohibitions on driving most RHD vehicles under a certain age on public roads in the US.


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