sudo:
The turbo is something I would like to avoid ... too many bolt-ons end up becoming expensive servicing bills in the future
(especially as I like to keep my vehicle for a long time ... 10 years min)
Then you will need to buy an older diesel. Everything modern, even big units like a Landcruiser or Ram are turbo boosted.
Older diesels are still very economical (and very simple to maintain) they just lack performance and produce more soot.