Bye Kiwibank - which bank has best web/apps?

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Forums › Finance and wealth management › Bye Kiwibank - which bank has best web/apps?

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Mad Scientist
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#1351570 25-Jul-2015 13:11

Actually yes this anz online payments are not real time. Only processed at 10pm! Crazy!

tardtasticx

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#1351571 25-Jul-2015 13:12

ASB and Co-Operative Bank both have really good apps. Clean, easy to use, and both allow you to block cards/change card details easily.

Geektastic

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#1351588 25-Jul-2015 13:57

ASB not bad although their recent vastly expensive All Black's sponsorship seemed like an unnecessary indulgence.

It's caused me to start the process of moving banks.

xlinknz

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#1351627 25-Jul-2015 15:21

sbiddle: Does any other bank other than ANZ let you change your PIN number from internet banking or the app?

+1 I agree, I was impressed with ANZ at this feature

And soon ANZ will have HCE to allow an android phone to be used a credit card without Semble, anyhow got any update on when they is to be released

btw I use ANZ and Kiwibank [the later tend to have better and more competitive rates]

kendog

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#1351658 25-Jul-2015 17:29

code15: I switched from Kiwibank to ANZ this year.

The only thing I'm just not getting used to is ANZ's transitions not being real-time.

i.e. eftpos transactions don't process over the weekend, visa debit authorisations don't show up, paying someone doesn't take the money out of your account until the transaction processes (at 10-11pm).. Irrationally annoyed at this aspect of ANZ's banking system

I don't think it's irrational to be annoyed about the lack of real time transactions, that would drive me crazy.

JamesL

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#1351739 25-Jul-2015 21:47

Geektastic: ASB not bad although their recent vastly expensive All Black's sponsorship seemed like an unnecessary indulgence.

It's caused me to start the process of moving banks.

Lol, what?

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Geektastic

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#1351773 26-Jul-2015 00:14

JamesL:
Geektastic: ASB not bad although their recent vastly expensive All Black's sponsorship seemed like an unnecessary indulgence.

It's caused me to start the process of moving banks.

Lol, what?

I do not pay them bank charges to sponsor ball games.

They could charge customers less instead. The sponsorship is a conspicuous statement that they have too much money.

Jase2985

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#1351798 26-Jul-2015 08:27

pretty much every bank sponsors something.

if a 10 million sponsorship deal would mean you would end up paying like 1c less a year for something

Most residential customers are a very very very very tiny part of their business.

Geektastic

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#1351813 26-Jul-2015 09:19

Jase2985: pretty much every bank sponsors something.

if a 10 million sponsorship deal would mean you would end up paying like 1c less a year for something

Most residential customers are a very very very very tiny part of their business.

A rescue helicopter is useful. A rugby team is a waste of money.

Jase2985

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#1351860 26-Jul-2015 10:38

think of the exposure and advertising they get out of it.

They wouldnt do it if they didnt think it was worth their while

MikeAqua

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#1351904 26-Jul-2015 12:15

ANZ are good to me. I like their app, and always get excellent service.

Auckland Savings Bank Bank, I am just about to close my last account with due to poor (slow unhelpful/apathetic) in branch service and also tautology in their name.

Mike

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Geektastic

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#1351988 26-Jul-2015 13:53

Jase2985: think of the exposure and advertising they get out of it.

They wouldnt do it if they didnt think it was worth their while

I'm not suggesting it isn't. Merely that I see no need to contribute to what I regard as wholly unnecessary advertising.

On a slightly wider note, given that there are only 4.5 million people here, the amount of bank advertising seems somewhat excessive really. Anyone would think people swap banks every six months or so...!

floydbloke

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#1351997 26-Jul-2015 14:23

Geektastic:
Jase2985: pretty much every bank sponsors something.

if a 10 million sponsorship deal would mean you would end up paying like 1c less a year for something

Most residential customers are a very very very very tiny part of their business.

A rescue helicopter is useful. A rugby team is a waste of money.

That same bank also sponsors the Auckland Nines and a whopping great big stadium in Wellington used for a lot of ball-sports, mind you.

Sometimes I use big words I don't always fully understand in an effort to make myself sound more photosynthesis.

Geektastic

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#1352001 26-Jul-2015 14:37

floydbloke:
Geektastic:
Jase2985: pretty much every bank sponsors something.

if a 10 million sponsorship deal would mean you would end up paying like 1c less a year for something

Most residential customers are a very very very very tiny part of their business.

A rescue helicopter is useful. A rugby team is a waste of money.

That same bank also sponsors the Auckland Nines and a whopping great big stadium in Wellington used for a lot of ball-sports, mind you.

A further waste of money then.

Imagine, for example, what they could do it they used the same money to do something for all these children living in poverty we are told about regularly. A bank alleviating poverty. Now there's an idea.

simon14

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#1352082 26-Jul-2015 17:58

ASB Bank is the best IMO.

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