Smiths City Finance was sold to Pioneer Finance in 2024 so you should be unaffected.

DjShadow:

 

Any idea what happens with Smiths City finance? I’m still paying off our lounge suite with them and half expecting a request from them to pay it off early

 

I believe finance continues as normal. Last year they sold the finance business off and it's run by https://easycard.co.nz/

DjShadow: Any idea what happens with Smiths City finance?

In the past it was owned by Smiths City (running on their AS400 platform) but these days it's owned by Pioneer Finance so the name may just drop and the debt transferred.

https://www.stuff.co.nz/nz-news/360842748/smiths-city-placed-liquidation-creditors-owed-least-25m

Looks like it's all over, as Smiths City moves from voluntary administration into liquidation. All the shops (bar one) are now closed.

Looks like the Easy Card side of Smiths City is going to live on, Pioneer Finance e-mailed today to say it has got it working at Van Dyks (central Waikato store?) and going to add more retailers so guessing it’ll just become another Gem, Q Card, etc

https://www.stuff.co.nz/nz-news/360959062/smiths-city-owner-bankrupted-facing-more-1m-debts

When the company was in its heyday, Colin Ashley Neal signed a personal guarantee over a lease at The Railyard retail complex in Hornby, Christchurch.

But after Smiths City went under, its stores ceased trading and it vacated the Hornby premises owned by Tower Rail Precinct Ltd.

Personally responsible for the lease, Neal incurred more than $1m in debt owed to unpaid rent and the cost of restoring the premises.

I was a bit surprised reading this - I thought Smiths City actually owned a number of their sites? I didn't realise so many were leased.