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nickd:bazzer: [...]
Your contents cover, generally speaking, covers you for items that are normally in your home. That might include your GPS unit, but wouldn't include your radar detector, obviously.
Your MVI only covers the insured vehicle, not your company car. [...]
This may sound like an attempt at trolling but it's an honest question.
What if my car spends most of its time in a garage and something happens similar to OP's case.
With regards to the current topic, I guess the only solution is to vote with your feet.
I'm no expert, but if I understand you correctly, I don't think it would be covered. Your contents covers the "contents" of your home, and I would expect the definition to be listed in the policy document. I don't think a car would fall within that definition. My policy specifically mentions that contents are not "a motor vehicle, caravan, trailer, aircraft, motorcycle, trail bike, mini bike, motorised go-cart and spare parts or accessories".
If you had car insurance, those accessories would be covered.
