Hi Geeks

My $4.60 phone (it was $49 but I had $44.40 Skinny dollars) is on its last legs and I need a new one.  I want a decent camera (5MP+) and as I'm a grammar geek I want predictive text where I can put new words into the dictionary and it will save them.  I'd also like predictive text on the google search which I don't have at the moment.  No-one seems to mention the predictive text in the reviews.  And I want this for only about $200.  Any ideas?

Thanks