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Forums › Mobile handsets › Mobile Insurance
tonyhughes

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#4205 13-Jun-2005 19:42
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This is a new thread that was started elsewhere, talking about insuring your mobile and the cost of repairs.

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tonyhughes

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  #15581 13-Jun-2005 19:48
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Disenchanted said
It astonishes me that people dont have insurance cover for these things.
My insurance provider will replace my personal mobile for a $100 excess, this is covered under my contents insurance.
Even Telecoms mobile insurance is great value for those who have at least one major accident a year.
My insurance-covered customers ring and say "My phone is playing up, i have an insurance letter", and I replace their phone same day.
All my quotes specify the type of damage to the phone if known, and the fact that the phone is "probably beyond ecomical repair - can be confirmed for $45 by our service agent", and we have NEVER had a claim refused. (I do lots of these)

=====

cokemaster said
My phones are covered under my insurance however it has an excess of $250. I was considering using the vodafone insurance (read about it somewhere but was told that it was for only for On account users.

I am unsure whether vodas offering applies to phones brought outside of NZ apply for their insurance though.

=====

Disenchanted says:

Telecoms insurance product is not available for 'Prepaid' Im sure it would be the same the Vodafone and their 'Prepay' system.



sbiddle
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  #15594 13-Jun-2005 21:42
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Unless Vodafone's policy has changed they cover any phones even if they are purchased overseas. All they are after to cover you is the IMEI number.

tonyhughes

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  #15609 14-Jun-2005 10:11
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will they debit a prepay account for the cost of the cover?



DKS1DR
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  #15675 15-Jun-2005 17:10
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The other thing to note with Telecom's insurance over household is that there is no loss of no claims bonus'

tonyhughes

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  #15676 15-Jun-2005 17:48
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and the excess is only $85, whereas i know you can get cheaper contents premiums by raising your excess (anywhere up to a $1500 excess i think)







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