Nokia's s**k in that aspect. Sorry no can do they are recorded ins some custom format..
I have a 3200 on Vfone and a cheap as chips Sony ericsson t230 "Colour for $199"
The Nokia cannot send pics which are over 45KB in size which the camera can easily take at high mode.
And cannot add more than one of each MIDI/Picture/text.
The Cheap (bottom of the range) Ericsson can send up to 100KB and have 10 different "pages" kinda like a story board for a movie with a picture, text, ringtone/recording and background colour on each.
Nokia lack here. The sony ericsson even supports a quick-record ann send direct to another number, kinda like a Push to Talk but much slower (about a minute) you can get close to two minutes in 100 KB (the limit)
I have a 6225 on 027 which is a 3205 with Ir, and more functions.