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626 posts

Ultimate Geek

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#196637 7-Jun-2016 16:00
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I am looking at starting a small businesses (mobile food cart) and want to look at getting EFTPOS which is around $100 per month.


I have seen a product by BNZ called payclip which is a LOT cheaper.


Has anyone used it or do you know of any similar products ? 









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  #1567226 7-Jun-2016 16:10
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Looks similar to the SwipeHQ device - they have since sold/are selling and not taking new clients.




ANZ and ASB do similar offerings.  ANd it will probably come down to who you bank with and whether lower monthlys higher fees or the opposite are preferred.  Sorry cant comment on how reliable the devices are.


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  #1567275 7-Jun-2016 17:12
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Not sure if this from Spark is still valid/offered: could ring up 126 tomorrow and ask?


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  #1567447 7-Jun-2016 20:15
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I think the payclip is just credit and debit cards that go through the credit card network - i.e. not old school EFTPOS cards. Not sure how useful it would be saying that a large percentage of cards aren't accepted, particularly at a food truck.

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  #1567450 7-Jun-2016 20:18
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Not sure if this from Spark is still valid/offered: could ring up 126 tomorrow and ask?



Optimizer is the one that used to sell the SwipeHQ device. The Optimizer company is gone, dead, no more.

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  #1567460 7-Jun-2016 20:39

Also consider that the mobile eftpos solutions often include data costs in the rental fees. While a device on your phone will still need data to operate.

And you will probably have to pay around 5% in interchange fees for credit card transactions. As they will mostly be low value. So having eftpos instead of credit cards only might pay for itself.

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