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3876 posts

Uber Geek

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#265376 18-Jan-2020 21:29
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We're currently doing the refinancing dance. We have absolutely no interest in staying with our current bank (TSB) so will change to a more competent bank.

We have some fairly specific requirements (we are expats living in the UAE) so are going through a broker as well as direct.

What sort of 2-3 year rates and incentives are folks getting at the moment? We've been offered a fairly modest discount (.05%) and $3750 so far but we're interested in others experiences in the current market.

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1078 posts

Uber Geek

  #2401520 18-Jan-2020 22:05
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If you want to know discount rates and cash bonuses you are going to have to give an idea of the size of the mortgage.


They vary very much depending on the size of the mortgage.

3876 posts

Uber Geek

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  #2401526 18-Jan-2020 22:27
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The mortgage is ~$600k with approximately 50% equity


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Ultimate Geek

  #2401529 18-Jan-2020 22:31
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We just redid ours through a broker - ~ $400k approx 40% equity - 24 months @ 3.45% which I thought was okay.

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