Athlonite: I asked my dentist why he charges so much and this is what he told me: by the time he'd done 5 years dentistry school and set up his practice he owed a whopping 1 million bucks. well really that's alot of money so how come you can go to Queenstown every year for a ski trip then and to Hawaii for two weeks a year with the whole family
Do you have a mortgage?
Why do you take time off work/buy anything/go on holidays rather than pay off your debt?