TonyR1973: Don't be so sure. The CGA states:
CGA
consumer means a person who—
(a) acquires from a supplier goods or services of a kind ordinarily acquired for personal, domestic, or household use or consumption;.
A utility is a commercial vehicle.
Not in all use cases. A friend who lives just up the road from me owns a ute which is purely personal use. It has a variety of uses from towing his boat, or a general trailer, to commuting - zero commercial use. I can guarantee there's plenty of other people out there who don't use them commercially either.