Insurers questioning indoor EV chargers?

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networkn

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#3198138 21-Feb-2024 09:09

Bung:

Known faulty product like Dux Qest plumbing that was supposed to have been replaced about 30 years ago is an issue for new insurance. If you are covered and claim for a leak you will probably be required to replace all remaining Qest.

Yes, I've been personally involved in a couple of these scenarios.

networkn

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#3198139 21-Feb-2024 09:11

They are not OK with indoor chargers, but OK if you store your EV in your garage? (and not 15m from the dwelling). I call BS.

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#3198164 21-Feb-2024 10:23

robjg63:
That particular car should be recalled and scrapped. It is just unsafe. Each time they have tried to mitigate the problem of bad batteries and each time the problems continue.

I had a very nice breakfast this morning in the Cafe beside Continental Cars in Wgtn. Luckily the iPace beside the window didn't burst into flame and considering the $69,990 price tag I don't think they'll scrap them anytime soon.

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#3198243 21-Feb-2024 12:17

I think the sale price only applies after the combustion has occurred not before!

"Artificial Intelligence" - aka Machine Learning 2.0

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#3198491 21-Feb-2024 19:33

michaelmurfy:

Sounds a whole lot like LFP to me which is currently the most common battery type on the road (just another reason why I state EV fires are super rare):

no. it somewhat different.

i think its JAC that has starting making the car and BYD thats making the new battery factory.

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#3198549 21-Feb-2024 20:29

Few issues with this - having recently insured both my house and my EV - they don't ask; and you aren't an expert - so in New Zealand I am fairly sure they'd have an incredibly tough time not insuring you for parking an EV inside and charging it inside. Especially when they knowingly covered an EV at said address.

I think this really really unlikely to be true.

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#3198700 22-Feb-2024 11:47

The only thing the insurance company cares about is if the charger and installation are up to NZ electrical standards. So long as you get a competent sparky to install it and issue a CoC you will be fine. If however you source a dodgy charger from a skecthy site overseas and then wire it up yourself, you will be in trouble.

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#3198775 22-Feb-2024 14:23

Varkk:

The only thing the insurance company cares about is if the charger and installation are up to NZ electrical standards. So long as you get a competent sparky to install it and issue a CoC you will be fine. If however you source a dodgy charger from a skecthy site overseas and then wire it up yourself, you will be in trouble.

Isn't the actual charger inside the car itself, and the in home AC box the sparky installs on the wall just an access point ? So there appears to be very little in the box apart from a fancy switch. https://www.youtube.com/watch?v=RMxB7zA-e4Y

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#3198829 22-Feb-2024 17:51

mattwnz:
Varkk:

The only thing the insurance company cares about is if the charger and installation are up to NZ electrical standards. So long as you get a competent sparky to install it and issue a CoC you will be fine. If however you source a dodgy charger from a skecthy site overseas and then wire it up yourself, you will be in trouble.

Isn't the actual charger inside the car itself, and the in home AC box the sparky installs on the wall just an access point ? So there appears to be very little in the box apart from a fancy switch. https://www.youtube.com/watch?v=RMxB7zA-e4Y

For AC charging, which is all you'll find at home, you're correct. It's usually called an EVSE, or electric vehicle supply equipment.

It's main functions are:

* To help reduce the risk of shock/electrocution, which your insurer isn't especially worried about. Non compliant stuff can screw up on this pretty easily.

* To tell the car how much current it's allowed to draw. This is more of an installation thing.

* To act as a switch and cable, without melting under sustained high loads. Stuff screws up on this all the time, but that's not really unique to EVs. Space heaters are notorious for it. EVs draw a bit more current but it's really just a matter of stuff being designed and installed properly for a sustained 100% load.

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#3198887 22-Feb-2024 21:57

Bung:
robjg63:

That particular car should be recalled and scrapped. It is just unsafe. Each time they have tried to mitigate the problem of bad batteries and each time the problems continue.

I had a very nice breakfast this morning in the Cafe beside Continental Cars in Wgtn. Luckily the iPace beside the window didn't burst into flame and considering the $69,990 price tag I don't think they'll scrap them anytime soon.

also our fleet of police cars

https://www.odt.co.nz/news/national/police-skodas-risk-catching-fire

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#3198919 23-Feb-2024 05:56

robjg63:

That particular car should be recalled and scrapped. It is just unsafe. Each time they have tried to mitigate the problem of bad batteries and each time the problems continue.

It's quite incredible. Jaguar managed to design one of the best looking EVs money can buy and then cripple it with traditional European electrical dramas.

In short, they managed to build an Alfa Romeo.

My understanding is that the iPace was meant to have gone through a major mid-model refresh already but there simply isn't the funds to make it happen. The changes made to date have been relatively minor.

They are pretty though. I hope one day they get around to the actual upgrades and then slap the same body back on top of it, because it is really really ridiculously good looking - not just for an EV, but for any type of car. It just needs the bits and pieces underneath to work as well as it looks.

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#3199524 24-Feb-2024 15:27

Had this raised recently in a commercial property where we needed a couple of DC chargers to be installed and they were raised concerns of it being under the canopy. It was a new build and we had specified early on of the requirements. Insurance was the scapegoat in this scenario too. I challenged and never heard of it again. Unnecessary nervousness perhaps, but it was presented as an obstacle.

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