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79 posts

Master Geek

# 205362 10-Nov-2016 08:45
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I'm trying to get comprehensive insurance cover for my vehicle (a japanese import 1998 Toyota Toyoace light truck) but my insurers (AA insurance) don't have this model on their books.
The closest they have is a two door Toyota ute a couple of years older valued at $5000 so that's what they have offered me as the agreed value.
At the moment my Toyoace is selling for around $10,000 and more on Trademe and elsewhere.
To increase the agreed value they want me to go to a dealer (and probably pay for a valuation) and submit it to them so they can reconsider the agreed valuation.

For an insurance company I'm amazed that they haven't got correct valuations for all motor vehicles running on NZ roads.
Anyone else had this sort of problem with other insurance company's?

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2319 posts

Uber Geek


  # 1667127 10-Nov-2016 08:46
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Tried telling them it's a Toyota Dyna?

79 posts

Master Geek

  # 1667132 10-Nov-2016 08:52
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No, I didn't think of that. Problem is (knowing insurance companys), they will not pay out if it's damaged or written off as it's not listed as a Dyna on the rego papers.


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Uber Geek
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  # 1667145 10-Nov-2016 09:02
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tims: No, I didn't think of that. Problem is (knowing insurance companys), they will not pay out if it's damaged or written off as it's not listed as a Dyna on the rego papers.




Its the same model regardless. Just different badging as the region was different. If your insurance company cant recognize this and they are supplementing a light commercial vehicle with a ute i would promptly be seeking quotes from others. I use Sovereign and never had any issues with agreed values. Always set them myself and they agree every time.





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