More of a questions for NZ drivers 25+, when renting a car in NZ do you take out the insurance or take the risk of not having it?
Next year, I'll be needing to rent a vehicle from Christchurch and return to same (I'm lower north island based, won't be ferry\then driving as time constrained) and looking through the main players, the insurance becomes a big chunk of the expense.
Do people bother with it for a few days or take the chance?
Spoke with my vehicle insurer (AA), and even under the comprehensive policy I'm not covered as I don't own the rental vehicle.
On that point the cynical part of me says I don't really own my house (if I had one) when a mortgage is in place or car (if financed) until all the payments are made....but never mind, but they'll happily take insurance payments\policies on those....