tripp: P20 pro in black is available

So tempting!

The P20 I am after the dual sim versions ... OTOH picked up 2x 2TB standard HDDs.  Nothing exciting.  Am also down to 3GB on my data drive.  

Nice, picked up the Sennheiser Momentum 2, the Apacer 120GB SSD and a 32GB SD card to top up for free shipping.

Oblivian:

 

And now POLI has gone offline..

*inserts comment here about using a site which does a MITM on your internet banking therefore voiding your T&C's with your bank*

michaelmurfy:

 

Oblivian:

 

And now POLI has gone offline..

 

*inserts comment here about using a site which does a MITM on your internet banking therefore voiding your T&C's with your bank*

 

I know right..

But given they scam you out of savings using the CC... its not sending me an auth code to verify the payment so ANZs protection is working.. kinda? lol

Or I could read the FAQ to fix it..

michaelmurfy:

 

Oblivian:

 

And now POLI has gone offline..

 

*inserts comment here about using a site which does a MITM on your internet banking therefore voiding your T&C's with your bank*

 

How does POLi even make money? Im guessing bank to bank transfer is cheaper than credit card fees or something(so you are paying POLi and they pay the retailer with a smaller fee and pocket the difference)..

michaelmurfy:

 

Oblivian:

 

.

 

*inserts comment here about using a site which does a MITM on your internet banking therefore voiding your T&C's with your bank*

 

I always change my banking password immediately after using it. Also only use it with a bank and account with just enough money in the account

loceff13:

 

How does POLi even make money? Im guessing bank to bank transfer is cheaper than credit card fees or something(so you are paying POLi and they pay the retailer with a smaller fee and pocket the difference)..

 

Poli charge the merchant 1% (capped at $3), which is a lot cheaper than processing CC payments.

I thought about buying a Macbook Pro but worked out that buying it in Australia would still be cheaper.

Sale extended until 9.30 AM Tomorrow!

Tell everyone!! 

just read they added more p20s, blah, bad timing and their horribad system. never mind someone will have a sale on it.

Oblivian:

 

I know right..

 

But given they scam you out of savings using the CC... its not sending me an auth code to verify the payment so ANZs protection is working.. kinda? lol

mattwnz:

 

I always change my banking password immediately after using it. Also only use it with a bank and account with just enough money in the account

Just no no no no no.

As most of you know - I do work for a bank and I do work on the team that manages Internet Banking (among other apps). If you like using a service that logs into your IB from Amazon AWS in Sydney (which makes it incredibly easy for the bank to flag this which voids your half of the T&C's) and also like them quickly grabbing the last transactions on your account and other details then be my guest. 2.5% or whatever PB charge for a credit card payment is cheaper than getting your accounts compromised and the bank not covering you. Furthermore, all transactions are final unlike credit cards and can't be reversed. So, if lets say you use POLi on a Jetstar flight and they cancel on you then tough luck. With credit cards you can log a dispute for this and likely get your money back.

I've heard all the excuses but I see the requests that POLi put through to the IB platform and it isn't pretty. Changing your password does nothing, if you've used POLi multiple times then you've voided the T&C's.

No, not going to get into the discussion about the bank making money via credit card fees, interchange fees or anything because that isn't the reason for banks hating this service. There is legitimate and serious security concerns on this service and the fact they reverse engineer and screen scrape internet banking makes it all the more dodgy. Trust me here... This is also the last I post about it in this thread as it is off topic but I feel important to know.

michaelmurfy:

 

Trust me here... This is also the last I post about it in this thread as it is off topic but I feel important to know.

 

Thanks.  Appreciate the info.

TeaLeaf:

 

Im not sure what the fuss is about pricing.

 

My wonder was around it's legality.  

Yes, anyone can check pricing via comparison sites and historical data, but the 'fuss' was that these guys have a history of this.