Travel insurance that includes NZ domestic legs?

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Batman

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#201856 7-Sep-2016 11:23

Hi, I am planning to travel but will not be flying Air NZ. That means Air NZ flights to AKL, then switching to a different carrier, on the same day. With that in mind, What travel insurance would you recommend?

I have always used SCTI but they don't want to hear about you until you leave the country, ie if the domestic flights are affected I'm not covered to buy new tickets to leave AKL/hotel/etc.

If SCTI is what you'd still recommend, then so be it, but I'd thought I'd ask.

Price is important of course, but not as important as being paid out when you make a reasonable claim!

MikeAqua

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#1624996 7-Sep-2016 11:27

I recently used Travel1 and from memory their cover was comprehensive.

Mike

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#1625008 7-Sep-2016 11:49

Ok thanks. Keep 'em coming!

sbiddle

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#1625010 7-Sep-2016 11:50

So did you buy a standalone Air NZ ticket is the Air NZ flight on a single ticket with the other carrier?

Assuming you're buying travel insurance for the entire trip then I don't see you would be covered for your initial domestic connection on pretty much any travel insurance polcy. SCTI must have a pretty draconian policy if they specifically exclude that, I know most trip policies I've had in the past cover from the time the trip starts. I just had a look at the ANZ Credit Card policy and that even mentions that the policy starts when you leave your normal place of residence or business within NZ.

If you're just looking to buy cover for that journey then I don't have any answers as I couldn't imagine anybody would sell that.

My travel insurance (1Cover) covers domestic and international but I do so much travel I have an annual policy.

cleggy2

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#1625015 7-Sep-2016 12:00

This is a good question to ask, as we almost got caught out by snow flying to chch to meet our international flight. Scti were no help within nz. Luckily snow cleared and we made our flight in time

sbiddle

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#1625016 7-Sep-2016 12:03

I just read the Southern Cross policy document - it'd actually quite a vague area.

The policy specifically says the policy starts on the day you say you're leaving NZ. I haven't read the document in full but unless they have a specific exclusion excluding domestic transfers then I don't see how a same day domestic transfer would be excluded.

If they are specifically excluding it it's certainly something to be wary of for anybody buying their policy.

Batman

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#1625017 7-Sep-2016 12:09

sbiddle:

I just read the Southern Cross policy document - it'd actually quite a vague area.

The policy specifically says the policy starts on the day you say you're leaving NZ. I haven't read the document in full but unless they have a specific exclusion excluding domestic transfers then I don't see how a same day domestic transfer would be excluded.

If they are specifically excluding it it's certainly something to be wary of for anybody buying their policy.

Yes the next line says "or the date and time that You depart from New Zealand, whichever occurs later".I have questioned the CSR on the telephone last time I travelled (last year?? 2 years ago??), who told me cover does not start until I get on the plane that takes me out of NZ. Of course the CSR could be wrong, I'll call another one at some stage and ask them the same question.