Car Rental Insurance

Forums › Travel (planes, train, cruise) › Car Rental Insurance - Hawaii

kiwiharry

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#265750 9-Feb-2020 12:17

Hi.

Heading to Hawaii in a couple of months and will be looking to rent a 12 seater van for 5 days for our family group.

Got some quotes from smaller rental companies but they dont seem to offer full insurance or if they do then it is reasonably expensive.

I'll be using my ANZ credit card travel insurance, but the only rental cars covered are sedans and station wagons, not minivans.

Read through some of the old forum posts here, so just wanted to double check that this quote; from a rental car aggregator site, appears to include everything that I should need to ensure we are covered?

Thanks

PeterReader

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#2414982 9-Feb-2020 12:17

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sbiddle

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#2415002 9-Feb-2020 13:10

I'd just double check that cover is also applicable to non US citizens.

kiwiharry

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#2415043 9-Feb-2020 13:35

sbiddle:

I'd just double check that cover is also applicable to non US citizens.

Thanks.

Quote is from happytoursusa.com. You select country of residence during quote process and just re-checked and USA isn't in the list.

If you can't laugh at yourself then you probably shouldn't laugh at others.

sbiddle

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#2415255 9-Feb-2020 16:36

Looking at that quite it looks fine (unless there is fine print somewhere!)

There are two key parts to US rental "insurance". One is the CDW/LDW which covers damage to the vehicle itself, and the other is SLI which is your liability cover. If you rent from some US based companies on US websites or simply at the counter any coverage may only include CDW/LDW and not SLI.

Liability coverage is just as important because if you hit somebody it's fine that your vehicle will be covered, but if you cause any harm to the person in the other vehicle you can guarantee they'll lawyer up. Lawsuits for accidents is big business.

Bigger global companies such as Avis are pretty good now, if you book US rentals from NZ you'll find they include both, and often the rates are cheaper than booking on US sites.