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GV27
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  #3242681 30-May-2024 12:06
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SaltyNZ:

 

Only about to double? Wow, you've been having a good run. Ours doubled two years ago.

 

 

I had a Rain Man moment when we last came off fixed and split strategies on our bigger amount versus the shorter fix I took on our then smaller one. 

 

All our other amounts are closer to current market rates but there's still some uplift pain to take. 

 

What a great time to go down to one income as number two arrives. 




tdgeek
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  #3242688 30-May-2024 12:20
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What we could do is throw all spending and tax away for now, start afresh

 

List all the spending we should be doing, both running expenses of the Govt, then add in the needs for infrastructure, education, health etc

 

Then we have a number we can allocate across business and individual taxpayers


ockel
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  #3242692 30-May-2024 12:28
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tdgeek:

 

What we could do is throw all spending and tax away for now, start afresh

 

List all the spending we should be doing, both running expenses of the Govt, then add in the needs for infrastructure, education, health etc

 

Then we have a number we can allocate across business and individual taxpayers

 

 

Absolutely.  Clean sheet is the best way.  Draw up new structures and organisational charts and ask everyone to reapply for the jobs in the new org chart.  Of course you're saying that we should sack everyone and start again.  Right size everything.  

 

A proper process that looks at whats needed and how to do it (and ask for people to reapply for positions) is the right way to reorganise and make budget cuts.  Asking an entire organisation for voluntary redundancies is poor management and, quite frankly, lazy management.





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quickymart
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  #3242707 30-May-2024 13:39
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ockel:

 

Absolutely.  Clean sheet is the best way.  Draw up new structures and organisational charts and ask everyone to reapply for the jobs in the new org chart.  Of course you're saying that we should sack everyone and start again.  Right size everything.  

 

A proper process that looks at whats needed and how to do it (and ask for people to reapply for positions) is the right way to reorganise and make budget cuts.  Asking an entire organisation for voluntary redundancies is poor management and, quite frankly, lazy management.

 

 

So your solution would be...?


SaltyNZ
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  #3242712 30-May-2024 13:58
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GV27:

 

What a great time to go down to one income as number two arrives. 

 

 

 

 

Ouch. :-(





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Handle9
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  #3242718 30-May-2024 14:36
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tdgeek:

GV27:


As for 'cuts to finance a vote' - what about the spending that got us into this mess in the first place? 



Which mess? Inflation etc etc? There were two issues that caused that here and everywhere irregardless of what party/regime was in power, all of which is quietly swept under the carpet



New Zealand is in a structural deficit. For those that don’t know that’s when you borrow to pay for the operating account and have no way back to surpluses. Basically it’s putting the groceries on the mortgage.

That mess.

 
 
 
 

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tdgeek
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  #3242719 30-May-2024 14:36
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quickymart:

 

ockel:

 

Absolutely.  Clean sheet is the best way.  Draw up new structures and organisational charts and ask everyone to reapply for the jobs in the new org chart.  Of course you're saying that we should sack everyone and start again.  Right size everything.  

 

A proper process that looks at whats needed and how to do it (and ask for people to reapply for positions) is the right way to reorganise and make budget cuts.  Asking an entire organisation for voluntary redundancies is poor management and, quite frankly, lazy management.

 

 

So your solution would be...?

 

 

Simplistically, analogise to a a home or business

 

Assess all expenses and CAPEX What can we drop. What can we trim

 

Assess all income, for a home that is salary, for business that is selling prices, for Government that is taxes

 

Make the numbers A = B

 

 


sir1963
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  #3242722 30-May-2024 14:42
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ockel:

 

Absolutely.  Clean sheet is the best way.  Draw up new structures and organisational charts and ask everyone to reapply for the jobs in the new org chart.  Of course you're saying that we should sack everyone and start again.  Right size everything.  

 

A proper process that looks at whats needed and how to do it (and ask for people to reapply for positions) is the right way to reorganise and make budget cuts.  Asking an entire organisation for voluntary redundancies is poor management and, quite frankly, lazy management.

 

 

 

 

Its a great way to lose those you need/want to keep as well as lose of vast amounts of institutional knowledge.

 

Systems are so complex that no one actually know what is needed until you no longer have it, and then you no longer know who was in charge, who to go to to get it back.

 

Imagine not being able to get a passport for a year, health funding etc stopped, pay for teachers, police, military, fire, etc stopped. None of these people are going to work for months without pay while it "gets sorted"

 

Loss of all those involved in infrastructure projects, welfare, etc etc etc etc etc.

 

New people trying to figure out who they are contracted to use for IT, Repairs and Maintenance , etc. Unable to pay bills because no one knows how to. Small businesses going broke because of it.

 

You would destroy NZ, the chaos would run for years, cost hundreds of millions and way more in just losses.

 

 


sir1963
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  #3242723 30-May-2024 14:45
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tdgeek:

 

Simplistically, analogise to a a home or business

 

Assess all expenses and CAPEX What can we drop. What can we trim

 

Assess all income, for a home that is salary, for business that is selling prices, for Government that is taxes

 

Make the numbers A = B

 

 

 

 

 

 

They do by stopping preventative maintenance , cutting back services without the knowledge of why they are there in the first place.

 

Just remember, anything and everything that goes wrong then becomes the tax payers cost.


GV27
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  #3242724 30-May-2024 14:46
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So it's not great, not terrible. Some marginal increases around disability services, after all the initial problems with cutbacks there. 

 

I'm sure it will decried as Ruthenasia 2.0 by the opposition but it's nowhere near what I was expecting.


Technofreak
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  #3242725 30-May-2024 14:51
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tdgeek:

 

GV27:

 

All the current government has done is exactly what Robertson did in the lead-up to the 2023 election, which is instruct departments to find cuts they could make. I don't recall the same level of existential angst over that. I'm sure someone will be along shortly to tell me that it was 'prudent and smart stewardship' when he did it. But it's extremely bad now. 

 

 

Cuts by anyone to make things more cost effective is fine, but we have cuts on top of cuts, and looking at what is cut you have to ask is it because its still wasteful spending or is to to finance a vote?

 

 

In the six years from 2017 to 2023 the number of bureaucrats increased from ¬47,000 to ¬65,500 an increase of nearly 20,000 or close to 40%. It pretty hard not to imagine that there's some fat that can be cut.





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SaltyNZ
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  #3242727 30-May-2024 14:54
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GV27:

 

So it's not great, not terrible. Some marginal increases around disability services, after all the initial problems with cutbacks there. 

 

I'm sure it will decried as Ruthenasia 2.0 by the opposition but it's nowhere near what I was expecting.

 

 

 

 

Certainly not taking any of the squeeze off us. In fact, the small tax cut will be far more than offset by the fact our daughter won't get fees free for her first year of university.





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sir1963
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  #3242728 30-May-2024 14:57
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Technofreak:

 

In the six years from 2017 to 2023 the number of bureaucrats increased from ¬47,000 to ¬65,500 an increase of nearly 20,000 or close to 40%. It pretty hard not to imagine that there's some fat that can be cut.

 

 

It what the tax payers wanted...accountability, so now you have it, and it costs.
people "near the coal face" no longer have the ability to make decisions, nor trusted to do so, so in come more senior management, more accountants, more business managers


sir1963
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  #3242729 30-May-2024 15:00
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SaltyNZ:

 

GV27:

 

So it's not great, not terrible. Some marginal increases around disability services, after all the initial problems with cutbacks there. 

 

I'm sure it will decried as Ruthenasia 2.0 by the opposition but it's nowhere near what I was expecting.

 

 

 

 

Certainly not taking any of the squeeze off us. In fact, the small tax cut will be far more than offset by the fact our daughter won't get fees free for her first year of university.

 

 

 

 

They should never have got fees free, it should have been 2nd year students who got that. Huge number of drop outs in the 1st year, wasted money. Meantime because the the failure to graduate the institutions get financially punished even though they have spent the money to teach them in wages/resources.


SaltyNZ
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  #3242731 30-May-2024 15:05
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sir1963:

 

Huge number of drop outs in the 1st year, wasted money. 

 

 

 

 

And I'm personally quite happy for that "waste" because in exchange for that, poor kids who absolutely could not afford to risk going to university only to fail and waste all that precious money got the opportunity to try. Personally I don't think it should be fees free first year - I think it should be free full stop. (And sure, you can make next year's tuition conditional on adequate achievement in the year prior, that's completely sensible).





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These comments are my own and do not represent the opinions of 2degrees.


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