Election 2023 - what policies would you like to see?

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GV27

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#2978059 6-Oct-2022 08:50

sir1963:

But, I am sure that you being such a caring person, wanting to look after those with less than you have taken in a homeless person into your house.

You can keep your deranged ranting. I'll stick with the objective statistics and reality if it's all the same.

sir1963

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#2978108 6-Oct-2022 08:58

GV27:

sir1963:

But, I am sure that you being such a caring person, wanting to look after those with less than you have taken in a homeless person into your house.

You can keep your deranged ranting. I'll stick with the objective statistics and reality if it's all the same.

And yet the reality does not agree with you.

But you stick with someone owes you.

I will stick with doing something actually useful.

blackjack17

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#2978109 6-Oct-2022 09:00

sir1963:

The GOVERNMENT was who was out bidding first home buyers , not private landlords.

She revealed that Kāinga Ora had spent $750m over the past three and a half years on buying property across the country, to turn into state homes.

Willis got the information through a written question, which showed 1053 homes that the Government agency bought from the private market.

https://www.nzherald.co.nz/nz/kiwis-cant-outbid-kainga-ora-government-grilled-over-750-million-house-buying-bill/5C2LMNP7F5ZTSJMDF6BL3P2SG4/

A Real Estate Institute spokesperson also said this morning the number of properties sold had jumped annually, from 75,665 in 2020 to 81,256 last year.

https://www.nzherald.co.nz/business/numbers-of-houses-for-sale-surges-annual-sales-numbers-also-up/BWNWPKEMM43VMAPZV3GTBCHST4/

Around 80,000 houses are sold per year. Kāinga Ora brought 1053 over 3 years this is 351 houses per year or roughly 0.439% of houses sold per year.

Not sure it was the government outbidding first home buyers that was driving the increase in house prices.

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GV27

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#2978112 6-Oct-2022 09:39

sir1963:

And yet the reality does not agree with you.

So are you telling me house prices aren't less affordable relative to wages

https://www.stats.govt.nz/reports/housing-in-aotearoa-2020

ownership rates haven't been dropping for decades

https://www.stats.govt.nz/news/homeownership-rate-lowest-in-almost-70-years

or that people are having to put off having families later and later?

https://www.stats.govt.nz/reports/parenting-and-fertility-trends-in-new-zealand-2018

Which bit of this is not 'reality'?

It's time to put up or shut up.

sir1963

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#2978216 6-Oct-2022 11:31

blackjack17:

sir1963:

The GOVERNMENT was who was out bidding first home buyers , not private landlords.

She revealed that Kāinga Ora had spent $750m over the past three and a half years on buying property across the country, to turn into state homes.

Willis got the information through a written question, which showed 1053 homes that the Government agency bought from the private market.

https://www.nzherald.co.nz/nz/kiwis-cant-outbid-kainga-ora-government-grilled-over-750-million-house-buying-bill/5C2LMNP7F5ZTSJMDF6BL3P2SG4/

A Real Estate Institute spokesperson also said this morning the number of properties sold had jumped annually, from 75,665 in 2020 to 81,256 last year.

https://www.nzherald.co.nz/business/numbers-of-houses-for-sale-surges-annual-sales-numbers-also-up/BWNWPKEMM43VMAPZV3GTBCHST4/

Around 80,000 houses are sold per year. Kāinga Ora brought 1053 over 3 years this is 351 houses per year or roughly 0.439% of houses sold per year.

Not sure it was the government outbidding first home buyers that was driving the increase in house prices.

And where does it say landlords were to blame ?

Where does it say landlords were buying any of these houses ?

But I can also spin it as "Government denies first home buyers every day for last 3 years"

But here is some other info for you

https://www.newshub.co.nz/home/politics/2022/03/revealed-kainga-ora-spent-over-24m-of-taxpayer-money-in-four-years-on-its-own-office-renovations.html

https://businessdesk.co.nz/article/public-sector-project/kainga-ora-faces-60-years-of-unmanageable-debt-megan-woods-warned

My Grandkids will have passed away of old age before this debt is paid.

https://www.corelogic.co.nz/news-research/news/2022/nz-first-home-buyers-suffer-in-market-downturn

CoreLogic’s biannual First Home Buyer report, released today, reveals 22.5% of all buyers in the first three months of 2022 bought a property for the first time compared to 26% in the second half of 2021.

blackjack17

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#2978227 6-Oct-2022 11:44

sir1963:

blackjack17:

She revealed that Kāinga Ora had spent $750m over the past three and a half years on buying property across the country, to turn into state homes.

Willis got the information through a written question, which showed 1053 homes that the Government agency bought from the private market.

https://www.nzherald.co.nz/nz/kiwis-cant-outbid-kainga-ora-government-grilled-over-750-million-house-buying-bill/5C2LMNP7F5ZTSJMDF6BL3P2SG4/

A Real Estate Institute spokesperson also said this morning the number of properties sold had jumped annually, from 75,665 in 2020 to 81,256 last year.

https://www.nzherald.co.nz/business/numbers-of-houses-for-sale-surges-annual-sales-numbers-also-up/BWNWPKEMM43VMAPZV3GTBCHST4/

Around 80,000 houses are sold per year. Kāinga Ora brought 1053 over 3 years this is 351 houses per year or roughly 0.439% of houses sold per year.

Not sure it was the government outbidding first home buyers that was driving the increase in house prices.

And where does it say landlords were to blame ?

Where does it say landlords were buying any of these houses ?

But I can also spin it as "Government denies first home buyers every day for last 3 years"

But here is some other info for you

https://www.newshub.co.nz/home/politics/2022/03/revealed-kainga-ora-spent-over-24m-of-taxpayer-money-in-four-years-on-its-own-office-renovations.html

https://businessdesk.co.nz/article/public-sector-project/kainga-ora-faces-60-years-of-unmanageable-debt-megan-woods-warned

My Grandkids will have passed away of old age before this debt is paid.

https://www.corelogic.co.nz/news-research/news/2022/nz-first-home-buyers-suffer-in-market-downturn

CoreLogic’s biannual First Home Buyer report, released today, reveals 22.5% of all buyers in the first three months of 2022 bought a property for the first time compared to 26% in the second half of 2021.

Sorry what?

You said it was the government pushing up prices by outbidding first home buyers. I simply pointed out that they are only responsible for 0.4% of house purchased each year (over the last 3 years), I said nothing about landlords and I am not trying to spin anything.

Offices need renovating, people need places to work and of course they spent taxpayer money whose else would a government organisation spend?

You obviously don't like the current government but it is what it is.

Rules around tax and compliance change, if the rule changes makes it uneconomical to do business then move your investment to another. I have a rental that has made a lot of money. It will make less money under the new rules but that is what it is.

Just as you can no longer claim losses from a rental against your salary, now you can't claim interest losses (which is the same as what England has done if I remember reading correctly).

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sir1963

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#2978238 6-Oct-2022 12:10

GV27:

sir1963:

And yet the reality does not agree with you.

So are you telling me house prices aren't less affordable relative to wages

https://www.stats.govt.nz/reports/housing-in-aotearoa-2020

ownership rates haven't been dropping for decades

https://www.stats.govt.nz/news/homeownership-rate-lowest-in-almost-70-years

or that people are having to put off having families later and later?

https://www.stats.govt.nz/reports/parenting-and-fertility-trends-in-new-zealand-2018

Which bit of this is not 'reality'?

It's time to put up or shut up.

Sorry, where does it say landlords are the ones buying up property ?

Perhaps you are saying wages are too low

Maybe what you mean is a lot of older people are now renting in retirement village, pensioner flats and so on which are proliferating like crazy

Perhaps you ,mean something like 100,000 people came back to NZ because of Covid putting a huge strain on resources

How many houses were bought by charities, churches, Maori Trusts, corporates, foreign owners, city councils etc or were simply demolished ?

Home ownership rates are back to where they were in the 1950's, they have gone up, they have come down.

Home ownership rates in other countries can be higher or lower, Germany for example, they are lower.

NZs population has grown, that is again government policy for immigration, nothing to do with landlords.

I rented for years before I owned, I went back to renting again when I got divorced.

I had good relationships with my landlords, as I now do with my tenants.

When I tenant wanted to re wallpaper a room (fair enough, it was out of fashion), I supplied them all the materials and paid them for their labour.

When they got burgled, they got 2 weeks free rent to help get stuff for their kids, an alarm system installed, dead locks put on the doors so their girls could feel safe again.

And it has NEVER been anyones "right" to own a house, it is a right for adequate shelter, which I supply.

I also had over 100 applicants for my last rental available, A young solo mum on a benefit who was in unsuitable government supplied emergency housing and she got the unit at well below market rates.

Or is that people choosing to put off having children. ?

So I her a lot of accusation and interpretations of information, but no actual proof yet either. My step daughter put off having kids until her 30's, thats been a world wide growing trend as had been the more educated

I for one did not buy any more, I knew what was affordable to buy, what I was willing to charge for rent and I knew interest rates will have to go up again back to the 10+ percent were paid earlier in life, so no, I made a good business decision not to over extend myself, protect what I have.

And I am STILL not responsible for your life choices, nor will I ever be.

sir1963

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#2978244 6-Oct-2022 12:33

blackjack17:

Sorry what?

You said it was the government pushing up prices by outbidding first home buyers. I simply pointed out that they are only responsible for 0.4% of house purchased each year (over the last 3 years), I said nothing about landlords and I am not trying to spin anything.

Offices need renovating, people need places to work and of course they spent taxpayer money whose else would a government organisation spend?

You obviously don't like the current government but it is what it is.

Rules around tax and compliance change, if the rule changes makes it uneconomical to do business then move your investment to another. I have a rental that has made a lot of money. It will make less money under the new rules but that is what it is.

Just as you can no longer claim losses from a rental against your salary, now you can't claim interest losses (which is the same as what England has done if I remember reading correctly).

I have zero issue with paying fair and equitable taxes. Taxes are levied to enable government to meet their financial operating needs.

Taxes are not a means to punish people. As soon as you open that door they can be used to punish what ever group is populist to pick on at any time... immigrants , LGBTQ+, Muslims, Russians, etc And yes I object when National attacks those on Benefits, on pensions, on ACC, etc etc etc.

The government has already started to back peddle on some of the "policies" they put into place because without private investment, things were (and are) going to get MUCH worse.

Again, compliance, no problems, but kids don't get sick because a property is a rental, they get sick because it is not up to standard. Why are private homes exempt ? Why are 53% of Kainga Ora homes not up to standard ?

The ONLY business where interest is not deductible is residential rentals. Perhaps that "loophole" should be closed for all businesses.

And if I remember rightly, some years back when the stock market was doing well people were protesting that too.

Just remember that 90% of the worlds population are worse off than you, perhaps you want them to come first and you will do without...

GV27

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#2978253 6-Oct-2022 13:32

sir1963:

Perhaps you ,mean something like 100,000 people came back to NZ because of Covid putting a huge strain on resources

All of these issues pre-date Covid by years, at least. They continue to get worse.

I've put objective measured reality in front of you. Again, you've chosen to go for quantity over quality when it comes to a response, with anecdata as if it counts for something.

It does not.

You insist you are not responsible for my choices, despite me never suggesting you were.

All I can say is 'thank Christ for that'. I shudder to think what position I'd be in if that were the case.

This thread is pointless if you're just going to be extremely personal and confrontational with anyone who suggests that your own worldview may not be the be-all and end-all. There are better expectations for this part of GZ and I've spent enough time trying to engage meaningfully with someone who seems incapable of it.

Handsomedan

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#2983941 17-Oct-2022 17:04

What policies would I like to see in 2023 and beyond?

Dunno, but this constant ranting and raving about houses is really getting on my tits.

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Gurezaemon

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#2995977 14-Nov-2022 13:10

Handsomedan:

What policies would I like to see in 2023 and beyond?

Dunno, but this constant ranting and raving about houses is really getting on my tits.

I'm finding myself increasingly in tune with policies of The Opportunities Party, especially their tax and income policy. They seem to have policy wonks coming up with ways forward, rather than the usual politician types, but that's probably just because they're still relatively minor.

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