New Zealand elections 2020

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#2609197 23-Nov-2020 15:50

GV27:

Unless you are downsizing or fleeing to the regions, it's all illusory. I could buy a house with another bedroom but if I'm buying and selling in the same market, the gain I've made on my current place nowhere near makes up for the extra debt I have to take on to get a bigger family home.

If you have more than one property, and modest borrowings, the gains are very real.

Mike

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#2609214 23-Nov-2020 15:58

MikeAqua:

GV27:

Unless you are downsizing or fleeing to the regions, it's all illusory. I could buy a house with another bedroom but if I'm buying and selling in the same market, the gain I've made on my current place nowhere near makes up for the extra debt I have to take on to get a bigger family home.

If you have more than one property, and modest borrowings, the gains are very real.

My mistake apparently is just owning the one and also living in it.

MikeAqua

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#2609215 23-Nov-2020 16:03

Rikkitic:

"I have to say, I've been called many things. Tyrant isn't one I've heard before." - Jacinda Ardern, responding to Peter Goodfellow.

I really wish Goodfellow would go and find something else to do.

Ardern as a Tyrant is truly laughable. I can't even imagine her being moderately firm.

Her response to China's bizarre 5-eyes rant was to say words to the effect of: Well gosh, that's not very nice, I wouldn't have said that myself.

Mike

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#2609324 23-Nov-2020 19:01

GV27:

While I agree these things take time, this was floated as a logical consequence of lifting the LVRs in the first place, yet they were lifted suddenly and without much consultation.

Here are living with those same consequences, an already insane housing market boiling over, and the reversal takes at least six months.

I'm reminded of the talk about DTIs, which went on for years and in the end was just that: talk. Fortunately I bought a year and a bit ago but at some point I will need to swap three bedrooms for four, but the price of taking on four bedrooms in Auckland is astronomical and I'd be buying and selling in the same market. The debt is cheaper, but the overall amount is just terrifying. At 2% it's manageable. At 5% it is not. And I fail to see how this is in the interests of the country's financial stability, which falls squarely in the RBNZ's corner.

With a global pandemic, declining global economy, no travel, Im yet to find anyone who predicted a housing boom. RBNZ did what they thought was needed.

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#2609327 23-Nov-2020 19:06

MikeAqua:

Ardern in govt:

Housing prices still growing faster than ever.

Can you clarify that? IIRC they sold very few houses, and always as they were unsuitable for development. Off the top of my head it was like 90 houses they sold and built 2 or 3 thousand that year?

Facts are great but you need ALL the facts. Donald J Trump got more votes than any other Republican President so therefore he is wonderful.....

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#2609350 23-Nov-2020 19:10

MikeAqua:

Her response to China's bizarre 5-eyes rant was to say words to the effect of: Well gosh, that's not very nice, I wouldn't have said that myself.

Diplomacy. Do you want to rattle the tiger? That will happen, but pick your fights. Yes, I see China as a huge issue (my Chinese wife isn't reading this lol) but its real. A 5 million sized small suburb doesn't matter, so stay under the radar.

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#2609778 24-Nov-2020 13:48

Rikkitic:

More misleading campaign ads from National. They are in good company. Complaints were also upheld over ads by Billy Te Kahika and Jami-Lee Ross’s Advance NZ party and the Social Credit Party.

If National has so few policies to campaign on that they have to resort to deception to attract voters, maybe they shouldn't bother at all. Who wants to vote for a party that lies to people? We might as well be in the USA.

I think parties who live in glass houses shouldn't throw stones. If you compare campaign promise sizes and vs what was delivered you'd find yourself in Trump territory pretty quick.

MikeAqua

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#2609880 24-Nov-2020 15:46

tdgeek:

Can you clarify that? IIRC they sold very few houses, and always as they were unsuitable for development. Off the top of my head it was like 90 houses they sold and built 2 or 3 thousand that year?

Facts are great but you need ALL the facts. Donald J Trump got more votes than any other Republican President so therefore he is wonderful.....

I think you were referring to my comment about state house sales?

Labour has sold about 100 state houses (105 IIRC). Why sell any if people are still living in motels paid for MSD?

In opposition Ardern was strongly opposed to govt selling **any** state house, even as part of rationalisation program - e.g. selling a bunch of three bedroom house and building new houses in a range of sizes to suit smaller and larger households or e.g. infilling.

So I'm saying that Ardern failed to live up to her own publically declared position. Not surprising, because that position was always unreasonable.

Mike

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#2609894 24-Nov-2020 16:09

tdgeek:

Diplomacy. Do you want to rattle the tiger? That will happen, but pick your fights. Yes, I see China as a huge issue (my Chinese wife isn't reading this lol) but its real. A 5 million sized small suburb doesn't matter, so stay under the radar.

Diplomacy is fine. But you can be diplomatic and firm. Ardern's statement just made her (us!) look weak.

Compares to some of Morrison's comments

Much more vertebrate-like.

If the West conspired against China, with a bit of help form India, China would be in deep economic trouble. The CCP would be toast and the world would be a better place.

Mike

Rikkitic

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#2609904 24-Nov-2020 16:30

networkn:

I think parties who live in glass houses shouldn't throw stones. If you compare campaign promise sizes and vs what was delivered you'd find yourself in Trump territory pretty quick.

So how many Labour and Greens campaign ads have been singled out for condemnation by the Advertising Standards Authority? This isn't about campaign promises that weren't delivered on; it is about lying to voters to get elected. If you can't see the difference, your ethics are as shaky as National's.

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#2609907 24-Nov-2020 16:40

I would probably equate Labour's 2017 campaign manifesto with political bait and switch, which is not acceptable when companies do it - so I fail to see why it should be acceptable when parties make hugely unrealistic promises to get elected. I get that, and I understand it.

Having said that, that is quite different to what National did. They said something that was flat out not correct. In a perfect world, it would be equally as abhorrent but this is an ASA finding that falls within their remit. Frankly it is almost the least of National's problems in their 2020 campaign - which is just sad tbh.

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#2609911 24-Nov-2020 16:58

MikeAqua:

Diplomacy is fine. But you can be diplomatic and firm. Ardern's statement just made her (us!) look weak.

Compares to some of Morrison's comments

Much more vertebrate-like.

If the West conspired against China, with a bit of help form India, China would be in deep economic trouble. The CCP would be toast and the world would be a better place.

Me man! Big strong man! Got big member! Ugh!

Plesse igmore amd axxept applogies in adbance fir anu typos

tdgeek

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#2609943 24-Nov-2020 18:58

MikeAqua:

tdgeek:

Can you clarify that? IIRC they sold very few houses, and always as they were unsuitable for development. Off the top of my head it was like 90 houses they sold and built 2 or 3 thousand that year?

Facts are great but you need ALL the facts. Donald J Trump got more votes than any other Republican President so therefore he is wonderful.....

I think you were referring to my comment about state house sales?

Labour has sold about 100 state houses (105 IIRC). Why sell any if people are still living in motels paid for MSD?

In opposition Ardern was strongly opposed to govt selling **any** state house, even as part of rationalisation program - e.g. selling a bunch of three bedroom house and building new houses in a range of sizes to suit smaller and larger households or e.g. infilling.

So I'm saying that Ardern failed to live up to her own publically declared position. Not surprising, because that position was always unreasonable.

Yep, it was about that number. It was clearly stated that they were sold as unsuitable. IIRC they have built around 3000 social housing? Around 1000 during Covid. So while its 100% correct they sold houses, it wasn't sales to boost the Consolidated Fund and a fake surplus. What you said was a fact, but its out of context, as the sales weren't sell sell sell

"Any" state housing yes I see that. Any would be any that are suitable for social housing.

tdgeek

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#2609946 24-Nov-2020 19:05

MikeAqua:

tdgeek:

Diplomacy. Do you want to rattle the tiger? That will happen, but pick your fights. Yes, I see China as a huge issue (my Chinese wife isn't reading this lol) but its real. A 5 million sized small suburb doesn't matter, so stay under the radar.

Diplomacy is fine. But you can be diplomatic and firm. Ardern's statement just made her (us!) look weak.

Compares to some of Morrison's comments

Much more vertebrate-like.

If the West conspired against China, with a bit of help form India, China would be in deep economic trouble. The CCP would be toast and the world would be a better place.

We are weak. Ive been to countless cities that have more people than our country. Best we say something but don't get clearly out of our depth. ideally the West would revolt, cease buying from China, Bunnings, Warehouse, Walmart, Circuit City will be western made goods (at double the price) One day that might happen. WW3 wont happen but it would be WW3 economically. the deeper issue is that western culture is short. Political 3 or 4 year terms, or a period where its relatively stable. China's culture is terms of hundreds of years, dynasty's. One day a line will be drawn, that may well be a war.

tdgeek

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#2609949 24-Nov-2020 19:06

Rikkitic:

So how many Labour and Greens campaign ads have been singled out for condemnation by the Advertising Standards Authority? This isn't about campaign promises that weren't delivered on; it is about lying to voters to get elected. If you can't see the difference, your ethics are as shaky as National's.

To have campaign promises broken, you have to have campaign promises.

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