PAYPAL without a credit card

Please note this sub-forum does not provide professional finance advice. You should seek advice from a licensed financial advisor.

To post in this sub-forum you must have made 100 posts or have Trust status or have completed our ID Verification.

If investing please consider our affiliate link for new accounts: Sharesies.

Forums › Finance and wealth management › PAYPAL without a credit card

camtheman2005

5 posts

Wannabe Geek

#12588 26-Mar-2007 16:52

hi there,
i am wanting to buy a media player from overseas with paypal. i dont have a credit card so i was wondering if someone could help me out it would be much appreciated.

i am looking for someone in new zealand who could pay me with their paypal into mine and i could pay their bank account with a deposit.

please PM or email me at <address removed>

thank you

PS anybody have a different way of paying because i am looking for suggestions.

(Moderator edit (BG) removed email address for spam purposes, please use PM's)

sbiddle

30853 posts

Uber Geek

Retired Mod

Trusted

Biddle Corp

Lifetime subscriber

#65050 26-Mar-2007 17:01

A Prezycard from NZ post to top up your PayPal account should do the trick.. Anybody know if PayPal accept them OK?

tonyhughes

Hawkes Bay
8476 posts

Uber Geek

Retired Mod

Trusted

Lifetime subscriber

#65051 26-Mar-2007 17:06

There is no reason why they shouldnt. I was planning to this for a couple of purchases that dont accept anything other than paypal

freitasm

BDFL - Memuneh
79253 posts

Uber Geek

Administrator

ID Verified

Trusted

Geekzone

Lifetime subscriber

#65052 26-Mar-2007 17:09

PayPal can accept the Prezycard, but up to a limit. They will only keep using the card after validation - which requires you to have a statement and fixed address, which the Prezycard doesn't offer.

As for buying things directly with the Prezycard, it should be transparent...

CrispinMullins

128 posts

Master Geek

#65090 26-Mar-2007 21:57

Do you actually need a credit card to use PayPal? I have both my credit card and my bank account set up. Surely just the bank account suffices?

freitasm

BDFL - Memuneh
79253 posts

Uber Geek

Administrator

ID Verified

Trusted

Geekzone

Lifetime subscriber

#65117 27-Mar-2007 09:43

You can only do automatic withdrawals from a credit card on PayPal.

sangha

53 posts

Master Geek

Trusted

#65126 27-Mar-2007 10:45

You need to have a confirmed address before you can send money. Even if somebody uses his card to send you money, I do not think that you can send that money to the seller as you do not have a confirmed address.

camtheman2005

5 posts

Wannabe Geek

#65194 27-Mar-2007 19:01

can somebody please tell me how?

i have got the prezzy card and registered it on paypal. but when i try to pay it says it cant pay at the moment and to try again later and it charges me $1.45 each time.

is it because the name was mine?

Equinox IT

Cloud spending continues to surge globally, but most organisations haven’t made the changes necessary to maximise the value and cost-efficiency benefits of their cloud investments. Download the whitepaper From Overspend to Advantage now.

freitasm

BDFL - Memuneh
79253 posts

Uber Geek

Administrator

ID Verified

Trusted

Geekzone

Lifetime subscriber

#65195 27-Mar-2007 19:02

No, no... The idea is not to use the Prezycard to load Paypal - you can't do that since there's no address on file for your Prezycard.

The idea is to use the Prezycard to purchase the mp3 player directly. Forget Paypal!

tonyhughes

Hawkes Bay
8476 posts

Uber Geek

Retired Mod

Trusted

Lifetime subscriber

#65209 27-Mar-2007 19:37

and the creditcard holders name to enter is never your name with a prezzy card, its "PREZZY CARD HOLDER"

Just found out today that f you want to buy a prezzy card worth over $100 today you MUST pay at least a small portion of the total via EFTPOS. (I guess to prevent fraud).

But seeing as a prezzy card works on EFTPOS (as a credit card) then I think you could use one of those anyway - making this small security measure worthless.