Advice regarding Wise debit card

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Forums › Finance and wealth management › Advice regarding Wise debit card

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panther2

385 posts

Ultimate Geek
+1 received by user: 143

#2974534 28-Sep-2022 21:57

Have used mine in over Europe and whole transiting doha hk. Used in nz works great.

Also paid a german hotel via bank transfer worked well

Only think I noticed is in nz you have to push credit if pin required with differs from other debit cards

openmedia

3449 posts

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+1 received by user: 878

Trusted

#2974606 29-Sep-2022 09:04

Been using Wise for many years, both to move money between countries, and the card when I'm travelling for work or pleasure. I have a virtual card I use for online purchases, which can save quite a bit on sites like AliExpress if you select USD as your currency.

Generally known online as OpenMedia, now working for Red Hat APAC as a Technology Evangelist and Portfolio Architect. Still playing with MythTV and digital media on the side.

johno1234

3355 posts

Uber Geek
+1 received by user: 2843

#2974628 29-Sep-2022 09:56

Did you need to obtain the physical card in order to create the virtual card (to get a 16 digit CC number)?

openmedia

3449 posts

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#2974780 29-Sep-2022 13:47

johno1234:

Did you need to obtain the physical card in order to create the virtual card (to get a 16 digit CC number)?

No - you can have multiple virtual cards with different numbers. You don't have to have a physical card, but depending on where you are travelling it can be handy. EG no all eftpos terminals in the UK would work with NFC/GPay but would work with Chip/pin.

Generally known online as OpenMedia, now working for Red Hat APAC as a Technology Evangelist and Portfolio Architect. Still playing with MythTV and digital media on the side.

KrazyKid

1247 posts

Uber Geek
+1 received by user: 616

#2974927 29-Sep-2022 15:57

johno1234:

This is interesting as it is a pain to me that Kiwibank doesn't offer ApplePay but aside from that I do not wish to change banks. From my reading of the fees info, if I transfer in less than $350 per month into an NZ account, then it will be zero cost apart from $14 for the card? Can I avoid getting the card fee by just having a virtual ApplePay card?

If you pay the $14 for the physical card the $14 ends up as a $14 credit on your NZ account

(Well it did for me a month ago when I setv one up anyway :) )

landcruiserguy

776 posts

Ultimate Geek
+1 received by user: 137

#2984794 19-Oct-2022 16:04

Wize is wonderful. We should be supporting non bank financial institutions because we are certainly not getting a good deal on FX from the banks and credit card companies. Biggest rip off ever.

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