New credit card scam

Please note this sub-forum does not provide professional finance advice. You should seek advice from a licensed financial advisor.

To post in this sub-forum you must have made 100 posts or have Trust status or have completed our ID Verification.

If investing please consider our affiliate link for new accounts: Sharesies.

Forums › Finance and wealth management › New credit card scam

1 | 2 | 3

7770 posts

Uber Geek
+1 received by user: 7406

ID Verified

Trusted

Subscriber

#3369926 2-May-2025 13:53

As someone who has worked in the industry for a few years - just remember: Visa and MasterCard do not work with cardholders.
Only banks/financial institutions will speak to cardholders.

Visa and MasterCard work exclusively with issuers and acquirers - i.e. banks/financial institutions. On rare occasions they'll work directly with very large merchants. Never cardholders/individuals.

If you have someone from Visa or MasterCard on the phone, you're talking to a scammer. It's just like Microsoft - they'll never call you to troubleshoot your computer.

Handsome Dan Has Spoken.
Handsome Dan needs to stop adding three dots to every sentence...

Handsome Dan does not currently have a side hustle as the mascot for Yale

*Gladly accepting donations...

geekIT

2474 posts

Uber Geek
+1 received by user: 3799

#3370052 2-May-2025 18:01

My humble apologies for posting about such an outdated item. I've fielded many such scams over the years but I'd never encountered this one. Next time I won't bother posting about this sort of thing.

But thanks for your politeness, Rikkitic.

BTW: So, is there a special thread for scams?

Trump crowned? No faux King way!

Rikkitic

Awrrr
19071 posts

Uber Geek
+1 received by user: 16317

Lifetime subscriber

#3370056 2-May-2025 18:41

geekIT:

My humble apologies for posting about such an outdated item. I've fielded many such scams over the years but I'd never encountered this one. Next time I won't bother posting about this sort of thing.

But thanks for your politeness, Rikkitic.

BTW: So, is there a special thread for scams?

Not being polite. Better to mention something everyone already knows about than not to say anything so someone gets caught out. The strength of communities like this one is shared knowledge. Not everyone can be expected to be an expert in everything. There is no shame in not knowing something that someone else does. It is not a competition.

Plesse igmore amd axxept applogies in adbance fir anu typos

xpd

Geek of Coastguard
14116 posts

Uber Geek
+1 received by user: 4579

Retired Mod

ID Verified

Trusted

Lifetime subscriber

#3370133 3-May-2025 09:21

Heres one. so noone feels like theyre missing out :) (Audio recording I made)

Scam

XPD / Gavin

LinkTree

geekIT

2474 posts

Uber Geek
+1 received by user: 3799

#3370134 3-May-2025 09:23

Rikkitic:Not being polite. Better to mention something everyone already knows about than not to say anything so someone gets caught out. The strength of communities like this one is shared knowledge. Not everyone can be expected to be an expert in everything. There is no shame in not knowing something that someone else does. It is not a competition.

Fine. Lesson learnt.

Trump crowned? No faux King way!

geekIT

2474 posts

Uber Geek
+1 received by user: 3799

#3370136 3-May-2025 09:29

xpd:

Heres one. so noone feels like theyre missing out :) (Audio recording I made)

Scam

Like it, must try that next time :-)

Trump crowned? No faux King way!

Apple TV

Stream your favourite shows now on Apple TV (affiliate link).

gzt

18685 posts

Uber Geek
+1 received by user: 7826

Lifetime subscriber

#3370142 3-May-2025 09:33

I have not received one of these calls for a while. A few years ago it was several per month.

They seem to come in bursts depending how fast and successful the telco, provider block attempts and tracking etc are I guess.

Thinking about it I did change providers in that period. Could be related. My new provider is Two Degrees.

richms

29104 posts

Uber Geek
+1 received by user: 10219

Trusted

Lifetime subscriber

#3370168 3-May-2025 11:36

gzt:

Thinking about it I did change providers in that period. Could be related. My new provider is Two Degrees.

Did you keep the number? I only seem to get them on my spam number that I keep active for places that insist on a phone number to use online services like domain registration and shopping sites, so I guess its expected that its out there and known.

The numbers I share with people and change when they start to get spam calls have made it over 2 years without getting any. But now I dont give it to businesses. Before when I did it would start after 3-4 months or so.

Richard rich.ms

alasta

6891 posts

Uber Geek
+1 received by user: 3365

Trusted

Subscriber

#3370170 3-May-2025 11:42

I have noticed that if you answer one of these calls then you get a whole lot more. The trick is not to give them any confirmation that your phone number is live and manned.

I've implemented some pretty aggressive gatekeeping on my phone and email. Most of the time my phone will just decline calls from anyone not in my contacts list, and over time the volume of nuisance calls has dropped off to almost zero. My guess is that my number was leaked some time ago, and the scammers have given up calling me over time as they have discovered that they can't get through to me on this number.

Tinkerisk

4800 posts

Uber Geek
+1 received by user: 3660

#3370927 6-May-2025 15:01

Sometimes you are forced to enter an existing, valid telephone number on the internet. To ensure that no one is harassed when media users call such a number out of curiosity or for other reasons, numbers can be used that are not permanently assigned to a subscriber (‘film numbers’, ‘drama numbers’). For this purpose, the Federal Network Agency provides 1,000 numbers each in five local network areas.

So far, no one has come forward in recent years. 😁

Qui nihil scit, omnia credere debet.
Firewalls do NOT stop dragons.
In effect we have everything to hide from someone, and no idea who someone is.

xpd

Geek of Coastguard
14116 posts

Uber Geek
+1 received by user: 4579

Retired Mod

ID Verified

Trusted

Lifetime subscriber

#3370932 6-May-2025 15:22

alasta:

I have noticed that if you answer one of these calls then you get a whole lot more. The trick is not to give them any confirmation that your phone number is live and manned.

True, I was getting a lot, hence why I recorded a few for laughs. Then ditched the number.

XPD / Gavin

LinkTree

Samsung

Shop now on Samsung phones, tablets, TVs and more (affiliate link).

gzt

18685 posts

Uber Geek
+1 received by user: 7826

Lifetime subscriber

#3370975 6-May-2025 22:14

richms: Did you keep the number?

Same number.

snj

305 posts

Ultimate Geek
+1 received by user: 221

#3370977 6-May-2025 22:58

alasta:

I have noticed that if you answer one of these calls then you get a whole lot more. The trick is not to give them any confirmation that your phone number is live and manned.

I ended up getting rid of some investment scammers a couple of years ago, they'd try in fits & spurts and I'd always just hang up on the first one or two calls (they'd ask for me by name, and introduce themselves as a random investment company), and knowing the pattern for that spurt I'd ignore future attempts.

In the period I was getting these calls I changed my legal name, and a while later after I got yet another batch of calls I simply said "Never heard of them, I think you've got the wrong number". Never had another call. Obviously they marked the purchased? data as invalid and removed it from their list there and then.

invisibleman18

1420 posts

Uber Geek
+1 received by user: 427

#3371114 7-May-2025 12:11

I've been getting these recently. Recorded message and usually say the transaction was blocked because I have "never bought itunes cards before." Then press 1 to block the charge or 2 to authorise it. The calls usually come from what looks like a normal NZ mobile number too.

Had one this morning, which I ignored and a voicemail was left with the above recorded message. Then a few minutes later another one from a French number which was also the same thing. That one weirdly showed up on my phone with the name of a business and googling the name and phone number does find what looks to be a legitimate business in France that would have been closed at the time the call appeared to come from their number. I'm actually heading to France as part of a Europe trip shortly (see other thread about Wise in the travel forum) so on seeing the French number I had a little panic that it was our accommodation cancelling a few weeks out!

Behodar

11101 posts

Uber Geek
+1 received by user: 6090

Trusted

Lifetime subscriber

#3371122 7-May-2025 12:50

I haven't had any calls recently, but I've been getting "you missed a parcel" scams via iMessage. I always use the "report spam" feature but more always creep through.

1 | 2 | 3