New credit card scam

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Forums › Finance and wealth management › New credit card scam

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#3369926 2-May-2025 13:53

As someone who has worked in the industry for a few years - just remember: Visa and MasterCard do not work with cardholders.
Only banks/financial institutions will speak to cardholders.

Visa and MasterCard work exclusively with issuers and acquirers - i.e. banks/financial institutions. On rare occasions they'll work directly with very large merchants. Never cardholders/individuals.

If you have someone from Visa or MasterCard on the phone, you're talking to a scammer. It's just like Microsoft - they'll never call you to troubleshoot your computer.

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geekIT

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#3370052 2-May-2025 18:01

My humble apologies for posting about such an outdated item. I've fielded many such scams over the years but I'd never encountered this one. Next time I won't bother posting about this sort of thing.

But thanks for your politeness, Rikkitic.

BTW: So, is there a special thread for scams?

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#3370056 2-May-2025 18:41

geekIT:

My humble apologies for posting about such an outdated item. I've fielded many such scams over the years but I'd never encountered this one. Next time I won't bother posting about this sort of thing.

But thanks for your politeness, Rikkitic.

BTW: So, is there a special thread for scams?

Not being polite. Better to mention something everyone already knows about than not to say anything so someone gets caught out. The strength of communities like this one is shared knowledge. Not everyone can be expected to be an expert in everything. There is no shame in not knowing something that someone else does. It is not a competition.

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#3370133 3-May-2025 09:21

Heres one. so noone feels like theyre missing out :) (Audio recording I made)

Scam

Gavin / xpd / FastRaccoon / Geek of Coastguard New Zealand

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geekIT

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#3370134 3-May-2025 09:23

Rikkitic:Not being polite. Better to mention something everyone already knows about than not to say anything so someone gets caught out. The strength of communities like this one is shared knowledge. Not everyone can be expected to be an expert in everything. There is no shame in not knowing something that someone else does. It is not a competition.

Fine. Lesson learnt.

'Those who can make you believe absurdities can make you commit atrocities.' Voltaire

'A patriot must always be ready to defend his country against his government.' Edward Abbey

geekIT

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#3370136 3-May-2025 09:29

xpd:

Heres one. so noone feels like theyre missing out :) (Audio recording I made)

Scam

Like it, must try that next time :-)

'Those who can make you believe absurdities can make you commit atrocities.' Voltaire

'A patriot must always be ready to defend his country against his government.' Edward Abbey

gzt

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#3370142 3-May-2025 09:33

I have not received one of these calls for a while. A few years ago it was several per month.

They seem to come in bursts depending how fast and successful the telco, provider block attempts and tracking etc are I guess.

Thinking about it I did change providers in that period. Could be related. My new provider is Two Degrees.

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richms

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#3370168 3-May-2025 11:36

gzt:

Thinking about it I did change providers in that period. Could be related. My new provider is Two Degrees.

Did you keep the number? I only seem to get them on my spam number that I keep active for places that insist on a phone number to use online services like domain registration and shopping sites, so I guess its expected that its out there and known.

The numbers I share with people and change when they start to get spam calls have made it over 2 years without getting any. But now I dont give it to businesses. Before when I did it would start after 3-4 months or so.

Richard rich.ms

alasta

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#3370170 3-May-2025 11:42

I have noticed that if you answer one of these calls then you get a whole lot more. The trick is not to give them any confirmation that your phone number is live and manned.

I've implemented some pretty aggressive gatekeeping on my phone and email. Most of the time my phone will just decline calls from anyone not in my contacts list, and over time the volume of nuisance calls has dropped off to almost zero. My guess is that my number was leaked some time ago, and the scammers have given up calling me over time as they have discovered that they can't get through to me on this number.

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#3370927 6-May-2025 15:01

Sometimes you are forced to enter an existing, valid telephone number on the internet. To ensure that no one is harassed when media users call such a number out of curiosity or for other reasons, numbers can be used that are not permanently assigned to a subscriber (‘film numbers’, ‘drama numbers’). For this purpose, the Federal Network Agency provides 1,000 numbers each in five local network areas.

So far, no one has come forward in recent years. 😁

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#3370932 6-May-2025 15:22

alasta:

I have noticed that if you answer one of these calls then you get a whole lot more. The trick is not to give them any confirmation that your phone number is live and manned.

True, I was getting a lot, hence why I recorded a few for laughs. Then ditched the number.

Gavin / xpd / FastRaccoon / Geek of Coastguard New Zealand

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gzt

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#3370975 6-May-2025 22:14

richms: Did you keep the number?

Same number.

snj

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#3370977 6-May-2025 22:58

alasta:

I have noticed that if you answer one of these calls then you get a whole lot more. The trick is not to give them any confirmation that your phone number is live and manned.

I ended up getting rid of some investment scammers a couple of years ago, they'd try in fits & spurts and I'd always just hang up on the first one or two calls (they'd ask for me by name, and introduce themselves as a random investment company), and knowing the pattern for that spurt I'd ignore future attempts.

In the period I was getting these calls I changed my legal name, and a while later after I got yet another batch of calls I simply said "Never heard of them, I think you've got the wrong number". Never had another call. Obviously they marked the purchased? data as invalid and removed it from their list there and then.

invisibleman18

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#3371114 7-May-2025 12:11

I've been getting these recently. Recorded message and usually say the transaction was blocked because I have "never bought itunes cards before." Then press 1 to block the charge or 2 to authorise it. The calls usually come from what looks like a normal NZ mobile number too.

Had one this morning, which I ignored and a voicemail was left with the above recorded message. Then a few minutes later another one from a French number which was also the same thing. That one weirdly showed up on my phone with the name of a business and googling the name and phone number does find what looks to be a legitimate business in France that would have been closed at the time the call appeared to come from their number. I'm actually heading to France as part of a Europe trip shortly (see other thread about Wise in the travel forum) so on seeing the French number I had a little panic that it was our accommodation cancelling a few weeks out!

Behodar

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#3371122 7-May-2025 12:50

I haven't had any calls recently, but I've been getting "you missed a parcel" scams via iMessage. I always use the "report spam" feature but more always creep through.

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