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Forums › Finance and wealth management › Airpoints vs CashBack vs Rewards Cards?
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nztim
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  #3432564 10-Nov-2025 08:18
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Wheelbarrow01:

 

Maybe AMEX did the math and realised they won't make any money off me LOL.

 

 

My credit score is 987 and I was not declined, AMEX have made no money off me, apart from the fees they charged my merchents for my purchases

 

The $200 card fee is voided by the 2x $100 dining credits I get each year

 

It's weird how some people get declined for no reason




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Delorean
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  #3433834 12-Nov-2025 18:46
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Surprise surprise, the Banks are starting the reduction in rewards.

 

BNZ has just announced these changes - https://www.bnz.co.nz/about-us/governance/public-notices/customer-communications-support/credit-card-changes

 

Interest free day now 44

 

reduction in rewards

 

travel benefits watered down

 

 




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Aucklandjafa
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  #3433897 12-Nov-2025 19:44
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Unfortunately, for the consumer, such rewards would need to drop further before CC’s become worthless. Lucky for the banks they’ll still be making bank (zero pun intended)



shk292
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  #3434029 13-Nov-2025 09:30
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Aucklandjafa:

 

Unfortunately, for the consumer, such rewards would need to drop further before CC’s become worthless. Lucky for the banks they’ll still be making bank (zero pun intended)

 

 

Why is that unfortunate for the consumer?  

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