ASB's Visa Debit Card

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Forums › Finance and wealth management › ASB's Visa Debit Card

sonyxperiageek

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#100998 22-Apr-2012 18:43

Hello!

I recently got an ASB Visa Debit card and was wondering if the card offers the following:

*Visa Purchase Protection (A link on this info would be good)
*Any type of travel insurance?
*Any type of rewards? (is there flybuys link?)

Thanks!

Sony

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#613274 22-Apr-2012 19:06

Surely your easiest way to get this info is on their website or by phoning them?

sonyxperiageek

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#613276 22-Apr-2012 19:09

I have, but they take forever to get back to you.

Sony

sbiddle

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#613277 22-Apr-2012 19:09

In all reality no bank is going to offer any of these on a Debit Card. Features such as travel insurance is a premium product for premium cards such as gold and platinum, which also incur significantly higher yearly fees.

johnr

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#613279 22-Apr-2012 19:21

Please confirm Visa or Visa debit?

sonyxperiageek

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#613283 22-Apr-2012 19:39

Visa Debit

Sony

l43a2

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#613286 22-Apr-2012 19:42

visa debit is basicly an eftpos card with a visa number on it, so NO u get no real protections or perks

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johnr

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#613289 22-Apr-2012 19:53

sonyxperiageek: Visa Debit

lol

sonyxperiageek

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#613294 22-Apr-2012 20:05

l43a2: visa debit is basicly an eftpos card with a visa number on it, so NO u get no real protections or perks

What is your definition of "purchase protection?" just wondering.

Also, For Visa CREDIT card, I can't seem to find info on their website stating 'purchase protection.'

Sony

billgates

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#613302 22-Apr-2012 20:11

Certainly no rewards or travel insurance. Purchase protection should be there providing it's a credit transaction online or overseas.

Do whatever you want to do man.

Phexx

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#613376 22-Apr-2012 21:44

I have one, I believe they are the same as an Eftpos card, except you can use them where you can use a Visa card.

sbiddle

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#613382 22-Apr-2012 21:51

billgates: Certainly no rewards or travel insurance. Purchase protection should be there providing it's a credit transaction online or overseas.

I suspect the OP is talking about the extended warranty and theft/damage protection. These are the sorts of things that come as standard with a Platinum card.

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lxsw20

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#613387 22-Apr-2012 21:56

Purchase Protection and Travel Insurance is there for Westpac Gold card, too bad I don't trust my self with the Min credit limit of 5k.

bazzer

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#613413 22-Apr-2012 23:04

lxsw20: Purchase Protection and Travel Insurance is there for Westpac Gold card, too bad I don't trust my self with the Min credit limit of 5k.

I, on the other hand, couldn't make do with a credit limit of only 5K. Different strokes...

kobiak

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#613415 22-Apr-2012 23:10

I got a letter from ASB (on 20th April) that they introduce ASB TripleCheck for my Visa Debit card.

This for services like Verified by VISA and MasterCard SecureCode.

3 additional questions might be asked during the online purchase.

https://www.asb.co.nz/staysafeonline

helping others at evgenyk.nz

sbiddle

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#613442 23-Apr-2012 06:29

kobiak: I got a letter from ASB (on 20th April) that they introduce ASB TripleCheck for my Visa Debit card.

This for services like Verified by VISA and MasterCard SecureCode.

3 additional questions might be asked during the online purchase.

https://www.asb.co.nz/staysafeonline

I had to ROLF a little at their comments about chip cards

"All the latest ASB credit cards have advanced chip technology that makes it more difficult for anyone to duplicate your card."

It's just a shame the vast majority of fraud these days involves mag stripes, and the fact ATM's still uses 50yr old mag stripe technology with no encryption in any way, shape or form.

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