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Forums › Finance and wealth management › Funding NZ PayPal account
RickD

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#105231 29-Jun-2012 18:36
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Hi

It seems like you can't fund an NZ PayPal account using your bank account like you can in Australia - so I wanted to know if you fund using a credit card, do NZ banks treat that as a cash advance on the card, or a regular transaction? Does PayPal change any fee for funding using credit card? I assume not.

Cheers

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blakamin
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  #648378 29-Jun-2012 18:44
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was just a transaction last time i used my nz PayPal

i only used a westpac debit plus card on my nz account tho



khull
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  #648436 29-Jun-2012 20:21
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its a regular credit transaction with the exception that your card details are not passed to the merchant's payment system. Fees are charged to the merchant, not the customer for NZ.

freitasm
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  #648445 29-Jun-2012 20:35
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You can't "fund" your account. All transactions come directly off your credit card. The only way to have a balance on PayPal NZ is if someone send you a payment.




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blakamin
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  #648451 29-Jun-2012 20:49
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in Oz you can have it come straight out of your bank account without having to use a credit/debit card...

RickD

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  #649686 2-Jul-2012 17:44
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freitasm: You can't "fund" your account. All transactions come directly off your credit card. The only way to have a balance on PayPal NZ is if someone send you a payment.

Thanks. That's a bummer because the fee to send money for a personal payment works out quite high using credit card to fund. 3.4% + $0.45 NZD

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